About FindMyCard
FindMyCard is India's dedicated, independent credit card comparison platform designed to help consumers cut through marketing jargon and choose the best card for their lifestyle.
Our Mission
To bring 100% transparency to reward rates, hidden fees, and card eligibility criteria in India.
Data-Driven Ratings
Every card is evaluated on real return-on-spend, milestone rewards, and forex markup rates.
Editorial Integrity
Affiliate partnerships never dictate our card ratings, pros, or review scores.
How We Evaluate Cards
We continuously verify card terms, fee waivers, airport lounge access lists, and cashback caps directly against official bank MITC (Most Important Terms and Conditions) documents. Our rating methodology assesses:
- Net Reward Yield: Effective percentage return calculated on realistic monthly spending categories.
- Fee vs Value Ratio: Whether welcome benefits and milestone waivers offset the annual fee.
- Redemption Flexibility: Ease of converting points to air miles, vouchers, or statement cash credit.
- Travel & Lifestyle Perks: Airport lounge access, golf rounds, and forex markup fees.
For the full breakdown, including what we check before publishing and who's behind our reviews, see How We Rank Cards.
Data Verification & Freshness
Credit card terms in India evolve rapidly. We audit card data monthly to ensure fee waiver thresholds, reward devaluation notices, and lounge access rules remain up to date.
Have a question or correction?
If you spot an outdated benefit or want us to review a new card, reach out to our team at support@findmycard.in.