The FindMyCard Blog
Guides and explainers on how Indian credit cards actually work, written by people who use them.
IDFC FIRST Bank Removes Forex Markup on All Credit Cards: What You Save
From 18 September 2026, every IDFC FIRST credit card charges zero forex markup, automatically. Here is how...
Anant Mohan Sinha · 2026-09-27
What Credit Limit Can You Expect on a ₹50,000 Salary?
A ₹50,000 monthly salary typically puts you in the ₹1 lakh to ₹1.5 lakh range for a starting credit limit,...
Anant Mohan Sinha · 2026-09-20
What Credit Limit Can You Expect on a ₹30,000 Salary?
On a ₹30,000 monthly salary, most banks land somewhere between ₹60,000 and ₹90,000, but the multiplier...
Anant Mohan Sinha · 2026-09-20
Credit Cards for Students Without a Fixed Deposit
Not every student wants to lock up money in a fixed deposit just to get a card. The realistic alternatives...
Anant Mohan Sinha · 2026-09-20
FD-Backed vs Regular Credit Cards: What's Actually Different
An FD-backed card and a regular unsecured card can look similar in daily use, but the approval process,...
Anant Mohan Sinha · 2026-09-20
Credit Cards for Low CIBIL Score: What Your Real Options Are
A CIBIL score under 600 rules out most unsecured cards, but it doesn't rule out getting a card at all....
Anant Mohan Sinha · 2026-09-20
Credit Cards Without a CIBIL Score: What First-Timers Can Get
Having no CIBIL score at all, rather than a bad one, actually has a fairly clear fix: an FD-backed card,...
Anant Mohan Sinha · 2026-09-20
Minimum Age Limit for a Credit Card in India
The minimum age to hold a credit card in your own name in India is 18, though the add-on card exception...
Anant Mohan Sinha · 2026-09-20
Credit Cards for 18-Year-Olds in India: What's Actually Available
Turning 18 makes you legally eligible for a credit card, but most 18-year-olds without income will still...
Anant Mohan Sinha · 2026-09-20