The FindMyCard Blog
Guides and explainers on how Indian credit cards actually work, written by people who use them.
Converting Bank Reward Points Into Amazon or Flipkart Vouchers
Turning reward points into an Amazon or Flipkart voucher is one of the most common redemptions cardholders...
Abhineet Sinha · 2026-08-23
What Happens to Unused Reward Points When You Close a Card?
Closing a credit card with a points balance sitting on it is one of the more common ways people lose...
Anant Mohan Sinha · 2026-08-23
Reward Point Devaluations: A Pattern to Watch For, Not a One-Off
A bank cutting its reward rate or tightening a redemption isn't a one-time event you can shrug off, it's...
Abhineet Sinha · 2026-08-23
Best Ways to Use Reward Points Before They Expire
Most Indian cards expire reward points within 2 to 3 years, and unlike a due date on a bill, nothing...
Anant Mohan Sinha · 2026-08-23
Why Your Reward Points Are Worth Less Than You Think
The "points earned" number on your statement isn't the same as what those points are actually worth. The...
Abhineet Sinha · 2026-08-23
How Airline and Hotel Mile Transfers From Credit Card Points Actually Work
A handful of premium cards let you move bank reward points into an airline or hotel loyalty program...
Anant Mohan Sinha · 2026-08-23
Amex Reward Multiplier Explained: From GyftR to ShopWise
If you've been redeeming Amex points through GyftR, that platform has been replaced. Here's what actually...
Abhineet Sinha · 2026-08-23
Axis Bank GRAB Deals Explained: How the Portal Actually Works
Start your cart empty, click through GRAB Deals first, and your Axis card earns extra EDGE points or a...
Anant Mohan Sinha · 2026-08-23
ICICI iShop Explained: How the Rewards Portal Actually Works
iShop is ICICI's answer to SmartBuy, book through it instead of direct, and the same card earns a...
Abhineet Sinha · 2026-08-23