The FindMyCard Blog
Guides and explainers on how Indian credit cards actually work, written by people who use them.
Who Is Eligible for a Student Credit Card?
Eligibility for a student credit card in India isn't really about being a student, it's about age and...
Anant Mohan Sinha · 2026-09-20
Student Credit Cards in India: How to Apply and What to Expect
Most banks won't issue an unsecured card to a student with no income, but that doesn't mean students can't...
Anant Mohan Sinha · 2026-09-20
Best Credit Cards for Utility Bills and Recharges: What to Actually Compare
Many premium cards quietly exclude utility bills and recharges from earning anything at all. Here's what...
Anant Mohan Sinha · 2026-08-25
Movie & Dining Offers on Credit Cards: How the Fine Print Usually Works
Buy-one-get-one movie tickets and dining discounts are common credit card perks, but caps, frequency...
Anant Mohan Sinha · 2026-08-25
How to Stack Bank Offers With Reward Points for Maximum Savings
Instant discounts, portal reward multipliers and card cashback can often combine on a single purchase, but...
Anant Mohan Sinha · 2026-08-25
Gift Voucher Discounts on Credit Cards: How the Math Actually Works
"5% off gift vouchers" using reward points sounds like a discount, but you're really trading points you...
Anant Mohan Sinha · 2026-08-25
Why Reward Point Value Differs So Much Bank to Bank
The same 10,000 points might be worth ₹2,500 on one card and ₹10,000 on another. The gap comes down to how...
Anant Mohan Sinha · 2026-08-25
Best Credit Cards for Reward Points: What to Compare Beyond the Headline Rate
A card advertising "10X points" can still be worse than one advertising a plain 2%, depending on...
Anant Mohan Sinha · 2026-08-25
Complimentary OTT, Airport & Concierge Memberships: How They Actually Work
Free Amazon Prime, Netflix or airport meet-and-assist bundled with a premium card sounds simple, but most...
Anant Mohan Sinha · 2026-08-25