Best RBL Bank Credit Cards 2026

Key Advantages

• ✓ 100% Lifetime Free credit card with zero joining and annual fees
• ✓ Accelerated 20 Reward Points per ₹100 spent on grocery purchases (5% value back)
• ✓ Welcome benefit of 2,000 Reward Points on first transaction within 30 days
• ✓ 10% discount on movie tickets via BookMyShow up to 15 times per year
• ✓ RuPay variant available for convenient UPI payments

Key Advantages

• ✓ 2 free movie/event tickets every month on ₹5,000 monthly spend
• ✓ ₹500 welcome discount on BookMyShow bookings
• ✓ ₹100 off food & beverages when booking tickets via the card
• ✓ Fee waiver threshold (Annual fee waived on ₹1.5 Lakh annual retail spends)

Key Advantages

• ✓ Complimentary MakeMyTrip BLACK membership, with exclusive travel discounts
• ✓ 10X travel points on MakeMyTrip, Yatra & other travel portals
• ✓ 6 complimentary domestic airport lounge visits/year
• ✓ 2 complimentary international lounge visits/year via Priority Pass
• ✓ Dedicated travel concierge assistance

Key Advantages

• ✓ 5 Reward Points per ₹200 on IRCTC train bookings plus a 1% transaction charge waiver
• ✓ 8 railway lounge visits/year at select stations
• ✓ Trip cancellation protection cover up to ₹5,000 on IRCTC-cancelled trains
• ✓ Fee waiver threshold (Annual fee waived on ₹1.5 Lakh annual retail spends)

Key Advantages

• ✓ Strong combined fuel savings from reward points plus surcharge waivers
• ✓ 2X points on groceries and dining
• ✓ An achievable annual spend target to waive the fee entirely

Key Advantages

• ✓ 20,000 Reward Points (worth ₹5,000) welcome bonus
• ✓ 20 points per ₹100 on international spends and weekend dining
• ✓ Dedicated concierge for dining, travel, events & car rentals
• ✓ Fee waiver threshold (Annual fee waived on ₹7.5 Lakh annual retail spends)

Key Advantages

• ✓ Unlimited 4% cashback on Flights, Hotels & Shop via the RBL Rewards Portal
• ✓ 2 domestic lounge visits/quarter + 2 international visits/year via Priority Pass
• ✓ Milestone cashback: ₹2,000 on ₹4 Lakh spends, ₹4,000 more on ₹6 Lakh
• ✓ Fee waiver threshold (Annual fee waived on ₹5 Lakh annual retail spends)

Key Advantages

• ✓ 8 domestic lounge visits/year (2/quarter) on ₹15,000 quarterly spend
• ✓ 2 Reward Points per ₹100 on all regular spends
• ✓ Fuel surcharge waiver and lost card liability cover included
• ✓ Fee waiver threshold (Annual fee waived on ₹5 Lakh annual retail spends)

Key Advantages

• ✓ Unlimited domestic and international lounge access for cardholder and guests
• ✓ Golf privileges for the primary cardholder
• ✓ Complimentary airport meet-and-greet service, zero forex markup
• ✓ Fee waiver threshold (Annual fee waived on ₹3 Lakh annual retail spends)

Key Advantages

• ✓ Unlimited 3% cashback when shopping via the RBL Rewards Portal
• ✓ Extra cashback up to ₹4,500 on ₹5 Lakh+ annual spends
• ✓ 1 domestic lounge visit/quarter on ₹35,000 monthly spend
• ✓ Fee waiver threshold (Annual fee waived on ₹2.5 Lakh annual retail spends)

Key Advantages

• ✓ 10 Reward Points per ₹100 on dining, entertainment, utilities & international spends
• ✓ 8,000-10,000 Reward Points welcome bonus on annual fee payment
• ✓ 1 complimentary BookMyShow movie ticket every month, up to ₹100
• ✓ Fee waiver threshold (Annual fee waived on ₹2.5 Lakh annual retail spends)

Key Advantages

• ✓ 10% cashback (up to ₹300/month/brand) on Myntra, Uber & Zomato
• ✓ ₹1,000 welcome voucher redeemable at Croma, Amazon, Myntra & Flipkart
• ✓ 10% BookMyShow discount, up to ₹300/month
• ✓ Fee waiver threshold (Annual fee waived on ₹1 Lakh annual retail spends)

Key Advantages

• ✓ 12 domestic + 12 international lounge visits per year, plus 4 guest visits
• ✓ Taj/Luxe gift vouchers worth ₹12,500 on joining, fully offsetting the fee
• ✓ 6% value-back on flights & hotels via the dedicated Nova booking portal
• ✓ Fee waiver threshold (Annual fee waived on ₹50,000 annual retail spends)