World Prime Credit Card
Fees
₹3,000 + Taxes
Joining & annual
Reward Rate
2 Reward Points per ₹100 on regular spends
Welcome Bonus
Welcome gift benefit on card activation & joining fee payment
Lounge
8 Domestic/yr (2/Qtr, ₹15K Spend), No International
Our Expert Take
The World Prime Credit Card from RBL Bank offers Airport Lounge Access & Low Forex Markup with an annual fee of ₹3,000 + Taxes.
Reward limits
Checked 11 Oct 2026 · Bank terms
-
2X on online spends
Max 1,000 points per month
Where this card earns most
Paying directly in the app or site · 0.5% on other spends
Pros & Cons
Key Advantages
- 8 domestic lounge visits/year (2/quarter) on ₹15,000 quarterly spend
- 2 Reward Points per ₹100 on all regular spends
- Fuel surcharge waiver and lost card liability cover included
- Fee waiver threshold (Annual fee waived on ₹5 Lakh annual retail spends)
Limitations
- No international lounge access, unlike RBL World Safari
- Higher forex markup than RBL's dedicated zero-forex travel cards
- Base reward rate of 2 points per ₹100 is modest for a travel-positioned card
Key Perks & Spending Milestones
Accelerated reward earn rate on travel purchases
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000
Up to 50 days of interest-free credit period
Zero lost card liability protection
Spend milestone
Annual fee waived on ₹5 Lakh annual retail spends
Fees & Charges
Joining fee
₹3,000 + Taxes
Annual fee
₹3,000 + Taxes
Annual fee waived on ₹5 Lakh annual retail spends
Interest rate
3.6% per month (43.2% per annum)
Late payment fee
- Up to ₹500
- Nil
- ₹501 to ₹1,000
- ₹500
- ₹1,001 to ₹5,000
- ₹600
- ₹5,001 to ₹10,000
- ₹750
- ₹10,001 to ₹25,000
- ₹900
- ₹25,001 to ₹50,000
- ₹1,100
- Above ₹50,000
- ₹1,300
Insurance & Protection Benefits
air accident cover
Up to ₹50 Lakh
lost card liability
Up to ₹1 Lakh
purchase protection
Nil
emergency medical cover
Nil
Eligibility Criteria
salaried minimum income
₹25,000 per month
self employed ITR
₹6 Lakh per annum
age
21 to 65 years
Credit score & income
Good (730+)
Frequently Asked Questions
What's the reward rate on RBL World Prime?
How many lounge visits does World Prime offer?
Compare World Prime Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| World Prime Credit Card This Card | ₹3,000 + Taxes | 2 Reward Points per ₹100 on regular spends | 8 Domestic/yr (2/Qtr, ₹15K Spend), No International | 4.6/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| Axis Bank Burgundy Private Credit Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |