Axis Bank Burgundy Private Credit Card
Fees
₹50,000 + Taxes
Joining & annual
Reward Rate
15 EDGE Reward points per ₹200 spent on retail and international transactions
Welcome Bonus
30,000 EDGE Reward points, or a luxury welcome gift, on activation
Lounge
Unlimited Domestic + International
Our Expert Take
Like most Burgundy Private cards, this one is really an extension of an existing private banking relationship rather than something to apply for on its own merits: zero forex markup and unlimited lounge access are the headline perks, alongside a strong points-to-miles conversion rate. At ₹50,000 a year, it's priced for Axis's private banking clientele specifically.
Reward limits
Checked 11 Oct 2026 · Bank terms
-
15 EDGE points per ₹200
No limit
Pros & Cons
Key Advantages
- Points transfer at 5:4 to 20+ airline and hotel partners (5:2 for Lotusmiles, Finnair Plus & British Airways Club)
- Unlimited complimentary domestic and international lounge access for primary and add-on cardholders, plus guests
- Zero forex markup on international spends
Limitations
- Massive upfront annual card fee barrier of ₹50,000 for standard applications
- Requires strict adherence to multi-crore private banking wealth benchmarks with Axis Bank
- Reward points collection excludes baseline routine categories like fuel and rent
Key Perks & Spending Milestones
15 EDGE REWARD points for every ₹200 spent on all standard transactions
Points convert to over 20 international airline and hotel loyalty programs (confirm the current conversion ratio with Axis, as it's revised periodically)
Unlimited complimentary international airport lounge access globally via Priority Pass with zero quarterly caps
Unlimited complimentary domestic airport lounge visits across India
Unlimited free accompanying guest entry visits in domestic and international premium lounges via Priority Pass
Absolute 0% Foreign Currency Markup fee on all overseas cross-currency expenditures
Complimentary Accor Plus Traveller membership unlocking dynamic luxury stay and fine dining discounts across Asia Pacific
Complimentary Club ITC Culinaire membership, including room upgrade certificates and dining benefits
Buy 1 Get 1 Free on movie, play, or event tickets via BookMyShow (up to 5 free movie tickets per month and 5 free event tickets per month)
Unlimited complimentary golf rounds and instructional lessons at select premier golf courses globally
Air accident death coverage insurance cover plan shielding values up to ₹4.5 Crore
Spend milestone
Complimentary multi-tier wellness medical benefits, premium luxury brand gift hampers, and annual maintenance fee reversals customized directly by your dedicated Private Banking relationship manager
Fees & Charges
Joining fee
₹50,000 + Taxes
Annual fee
₹50,000 + Taxes
Waived for Burgundy Private accounts meeting Total Wealth Relationship limits
Interest rate
2.5% per month (30% per annum)
Late payment fee
Nil for balance up to ₹500; ₹750 for ₹501-₹5,000; ₹1,000 for ₹5,001-₹10,000; ₹1,300 for balance above ₹10,000.
Insurance & Protection Benefits
air accident cover
Up to ₹4.5 Crore
Eligibility Criteria
age
21 to 70 years
Credit score & income
Exclusively structured via Invite-Only parameters matching Private Client benchmarks
Frequently Asked Questions
What's the reward rate on Axis Burgundy Private?
How many lounge visits does Axis Burgundy Private offer?
Was Burgundy Private affected by Axis's 2026 devaluations?
Compare Axis Bank Burgundy Private Credit Card With Similar Cards
| Card | Annual Fee | Reward Rate | Lounge Access | Rating |
|---|---|---|---|---|
| Axis Bank Burgundy Private Credit Card This Card | ₹50,000 + Taxes | 15 EDGE Reward points per ₹200 spent on retail and international... | Unlimited Domestic + International | 4.8/5 |
| HDFC Infinia Credit Card Metal Edition | ₹12,500 + Taxes | 5 reward points per ₹150; up to 10X on SmartBuy flight/hotel bookings | Unlimited Domestic + International | 4.9/5 |
| Axis Bank ATLAS Credit Card | ₹5,000 + Taxes | 5 EDGE Miles per ₹100 on travel; 2 EDGE Miles per ₹100 on general spends | 8 Domestic + 4 International/yr | 4.8/5 |
| American Express® Platinum Travel Credit Card | ₹5,000 + Taxes | 1 Membership Rewards Point per ₹50 spent (2% base, up to 2.85%... | 8 Domestic/yr (₹1L Qtr Spend) + Priority Pass | 4.8/5 |