The FindMyCard Blog
Guides and explainers on how Indian credit cards actually work, written by people who use them.
How to Redeem IDFC FIRST Bank Reward Points
IDFC FIRST lets you redeem points directly at checkout or through the app's Rewards Gallery, but a 2026...
Anant Mohan Sinha · 2026-08-25How to Redeem IndusInd Credit Card Reward Points
IndusInd routes redemptions through its IndusMoments portal, with cash credit, InterMiles transfer and a...
Anant Mohan Sinha · 2026-08-25How to Redeem ICICI Credit Card Reward Points
ICICI's reward catalogue runs through NetBanking or the iMobile app, with a flat redemption fee on every...
Anant Mohan Sinha · 2026-08-25How to Redeem HDFC Credit Card Reward Points for the Best Value
HDFC's product catalogue and SmartBuy portal can value the exact same points at wildly different rates....
Anant Mohan Sinha · 2026-08-25How to Redeem SBI Credit Card Reward Points
Where SBI Card lets you redeem points, what each option is actually worth, and the April 2026...
Anant Mohan Sinha · 2026-08-25
Converting Bank Reward Points Into Amazon or Flipkart Vouchers
Turning reward points into an Amazon or Flipkart voucher is one of the most common redemptions cardholders...
Abhineet Sinha · 2026-08-23
What Happens to Unused Reward Points When You Close a Card?
Closing a credit card with a points balance sitting on it is one of the more common ways people lose...
Anant Mohan Sinha · 2026-08-23
Reward Point Devaluations: A Pattern to Watch For, Not a One-Off
A bank cutting its reward rate or tightening a redemption isn't a one-time event you can shrug off, it's...
Abhineet Sinha · 2026-08-23
Best Ways to Use Reward Points Before They Expire
Most Indian cards expire reward points within 2 to 3 years, and unlike a due date on a bill, nothing...
Anant Mohan Sinha · 2026-08-23