The FindMyCard Blog
Guides and explainers on how Indian credit cards actually work, written by people who use them.
What Is a Credit Card Chargeback, and How Do You File One?
A chargeback is your bank reversing a payment on your behalf. It works, but only within a real window and...
Abhineet Sinha · 2026-08-23
Reward Points vs Cashback: Which Actually Gives You More Value?
Points feel bigger on paper, cashback feels simpler in your account. The honest comparison depends on how...
Anant Mohan Sinha · 2026-08-23
What Is MITC, and Why You Should Actually Read It
Most Important Terms and Conditions is the one document every Indian bank is required to give you before...
Abhineet Sinha · 2026-08-23
Disadvantages of Credit Cards Nobody Tells You About
Credit cards get pitched almost entirely on the upside, rewards, convenience, building credit. The...
Anant Mohan Sinha · 2026-08-23
What Is a RuPay Credit Card, and Where Does It Work Differently?
RuPay isn't a bank, it's India's own card network, built specifically so domestic transactions don't have...
Abhineet Sinha · 2026-08-23
RuPay vs Visa vs Mastercard: What Actually Changes for You
Same PIN, same tap-to-pay, mostly the same experience at checkout. The real differences show up in...
Anant Mohan Sinha · 2026-08-23
What Is an FD-Backed (Secured) Credit Card?
No income proof, no credit history required, just a fixed deposit the bank puts a lien on. Here's exactly...
Abhineet Sinha · 2026-08-23
Credit Card Protection Plans (CPP): What They Actually Cover
CPP gets sold hard over the phone, and it does cover something real, fraud and loss protection, but it's...
Anant Mohan Sinha · 2026-08-23
What Is an Add-On (Supplementary) Credit Card?
An add-on card lets a family member spend on your credit line under their own name, but every rupee they...
Abhineet Sinha · 2026-08-23