Cheq AU Credit Card on Air India
Yes. The Cheq AU Credit Card gives 2.5% back when you pay on Air India directly, compared with 0.5% on its other spends.
On Air India
2.5%
Other spends
0.5%
Rank for Air India
#24 of 149
Annual fee
₹499 + Taxes
What to know before you pay on Air India
Cap on Air India
Max ₹6,000 a month (12,000 accelerated points)
How it works
Rates for the Visa card, valuing CheQ points at ₹0.50 (2 points = ₹1, for flights, hotels and vouchers in the CheQ app). Partner brands earn 6%, other online, food, grocery and travel spends 2.5%. Bills paid in the CheQ app earn 24 points per ₹200 but redeem at 4 points = ₹1 (3%). Cashback redemption is worth ₹0.25 a point, which halves every rate. Electricity 3% when paid in the CheQ app (24 points per ₹200, 4 points = ₹1).
Caps & rules
- Visa variant (and UPI via the CheQ app): 24 CheQ points per ₹200 at partner brands (Amazon, Flipkart, Zomato, BigBasket, Apple via Unicorn, CheQ Travel) and on bills paid in the CheQ app.
- 10 points per ₹200 on food delivery, marketplaces, apparel, electronics, grocery and travel.
- 5 points per ₹200 on other UPI via the CheQ app.
- 2 points per ₹200 elsewhere.
- Accelerated points capped at 12,000 a month (about ₹6,000).
- Min ₹200 per transaction.
- 2 points = ₹1 on flights, hotels and vouchers; 4 points = ₹1 for bill payments and cashback.
- RuPay card swipes on partners earn only 2 points per ₹200.
Reward limits
- 12% at partner brands and 5% on key categories: max 12,000 CheQ points per month
- 1% on other spends (₹200 and above): No limit
No rewards on
Wallets, jewellery/gold, rent, insurance, education, government, fuel, EMI, gaming, cash
Checked 2026-10-11 · Bank terms
Cards that earn more on Air India
-
#1
Cashback SBI Credit Card
SBI Card · ₹999 + Taxes · Max ₹2,000 per statement cycle
5%
Apply now -
#2
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now -
#3
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
5%
Apply now
Where else the Cheq AU Credit Card earns more
Questions
Does the Cheq AU Credit Card give rewards on Air India?
Yes. The Cheq AU Credit Card gives 2.5% back when you pay on Air India directly, compared with 0.5% on its other spends.
Is there a limit on Cheq AU Credit Card rewards?
Visa variant (and UPI via the CheQ app): 24 CheQ points per ₹200 at partner brands (Amazon, Flipkart, Zomato, BigBasket, Apple via Unicorn, CheQ Travel) and on bills paid in the CheQ app. 10 points per ₹200 on food delivery, marketplaces, apparel, electronics, grocery and travel. 5 points per ₹200 on other UPI via the CheQ app. 2 points per ₹200 elsewhere. Accelerated points capped at 12,000 a month (about ₹6,000). Min ₹200 per transaction. 2 points = ₹1 on flights, hotels and vouchers; 4 points = ₹1 for bill payments and cashback. RuPay card swipes on partners earn only 2 points per ₹200.
Which credit card is best for Air India?
Cashback SBI Credit Card is the best pick for regular spending on Air India, with 5% back. The Cheq AU Credit Card ranks #24 of 149 cards we compared, by what each returns after caps.