YES Bank RESERV Credit Card on Air India
Yes. The YES Bank RESERV Credit Card gives 3% back when you pay on Air India directly, compared with 1.5% on its other spends.
On Air India
3%
Other spends
1.5%
Rank for Air India
#19 of 149
Annual fee
₹2,499 + Taxes
What to know before you pay on Air India
Cap on Air India
Max ₹9,000 per statement cycle (36,000 points)
How it works
Online 3% at ₹0.25/point (36,000 points per cycle max). Utility bills are a 'select' category at 0.75%.
Caps & rules
- 24 points per ₹200 online (3%), 12 offline (1.5%), 6 on select categories like utilities/DTH (0.75%, utility points capped at 750 per cycle).
- Max 36,000 points per statement cycle.
- ₹0.25 per point on flights/hotels.
- Forex markup 2% from 15 Jun 2026.
Reward limits
- All reward points: max 36,000 points per statement cycle
- Points on utility bills: max 750 points per statement cycle
No rewards on
From 15 Jun 2026: rent, wallet, fuel, UPI, government, marketing/advertising, insurance, education, railways, toll, ferry, cash, EMI
Checked 2026-10-03 · Bank terms
Cards that earn more on Air India
-
#1
Cashback SBI Credit Card
SBI Card · ₹999 + Taxes · Max ₹2,000 per statement cycle
5%
Apply now -
#2
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now -
#3
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
5%
Apply now
Where else the YES Bank RESERV Credit Card earns more
Questions
Does the YES Bank RESERV Credit Card give rewards on Air India?
Yes. The YES Bank RESERV Credit Card gives 3% back when you pay on Air India directly, compared with 1.5% on its other spends.
Is there a limit on YES Bank RESERV Credit Card rewards?
24 points per ₹200 online (3%), 12 offline (1.5%), 6 on select categories like utilities/DTH (0.75%, utility points capped at 750 per cycle). Max 36,000 points per statement cycle. ₹0.25 per point on flights/hotels. Forex markup 2% from 15 Jun 2026.
Which credit card is best for Air India?
Cashback SBI Credit Card is the best pick for regular spending on Air India, with 5% back. The YES Bank RESERV Credit Card ranks #19 of 149 cards we compared, by what each returns after caps.