Axis Bank Cashback Credit Card on Airtel
Yes. The Axis Bank Cashback Credit Card gives 5% back when you pay on Airtel directly, compared with 0.75% on its other spends.
On Airtel
5%
Other spends
0.75%
Rank for Airtel
#4 of 149
Annual fee
1st Year Fee: ₹1,000* Plus Applicable Taxes
What to know before you pay on Airtel
Cap on Airtel
Max ₹4,000 a month (shared by all online spends)
How it works
Online shows 5%, the middle tier (monthly online spend of ₹5,001 to ₹40,000). It's 2% if you spend under ₹5,000 online in the month, 7% on spend above ₹40,000. Travel sites (MMT, Cleartrip, Goibibo, IRCTC, IndiGo) earn 0.75%. Airtel/Jio bills paid online count as online spend.
Caps & rules
- Online (non-travel) spends earn tiered cashback on the month's net online spend: 2% on the first ₹5,000, 5% from ₹5,001 to ₹40,000, 7% above ₹40,000; total capped at ₹4,000 per statement month.
- Offline and travel (airlines, hotels, travel agencies, rail) earn 0.75% uncapped.
- Utilities (MCC 4816/4899/4900) earn 0.5%, capped at ₹100 per statement.
- Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Reward limits
- Online spends: 2% on the first ₹5,000, 5% up to ₹40,000, 7% above: max ₹4,000 per statement month
- 0.5% bonus on utility bills: max ₹100 per statement month
- 0.75% on offline and travel spends: No limit
No rewards on
Tolls, insurance, education, jewellery, government, wallet, rent, fuel, gift cards
Checked 2026-09-27 · Bank terms
Cards that earn more on Airtel
-
#1
Airtel Axis Bank Credit Card
Axis Bank · ₹500 + Taxes
25%
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#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#3
6.67%
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Where else the Axis Bank Cashback Credit Card earns more
Questions
Does the Axis Bank Cashback Credit Card give rewards on Airtel?
Yes. The Axis Bank Cashback Credit Card gives 5% back when you pay on Airtel directly, compared with 0.75% on its other spends.
Is there a limit on Axis Bank Cashback Credit Card rewards?
Online (non-travel) spends earn tiered cashback on the month's net online spend: 2% on the first ₹5,000, 5% from ₹5,001 to ₹40,000, 7% above ₹40,000; total capped at ₹4,000 per statement month. Offline and travel (airlines, hotels, travel agencies, rail) earn 0.75% uncapped. Utilities (MCC 4816/4899/4900) earn 0.5%, capped at ₹100 per statement. Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Which credit card is best for Airtel?
Airtel Axis Bank Credit Card gives the most on Airtel, 25% back. The Axis Bank Cashback Credit Card ranks #4 of 149 cards we compared.