IDFC FIRST Millennia Credit Card on Airtel
Yes, but only its standard rate: the IDFC FIRST Millennia Credit Card gives 0.12% back on Airtel, the same as most other spends.
On Airtel
0.12%
Other spends
0.38%
Rank for Airtel
#126 of 149
Annual fee
Free
What to know before you pay on Airtel
How it works
Swiggy/Zomato get 10X only if coded as dining; travel sites and airlines count as travel.
Caps & rules
- 1 point per ₹200 = 1X, 1 point = ₹0.25.
- 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%).
- Lifetime free.
- Points valid 24 months.
Reward limits
- 10X points on dining, travel, international and birthday spends; 3X elsewhere: Points only on spends up to your credit limit per billing cycle
- 1X points on utilities, insurance, railways and FASTag: No limit
No rewards on
Fuel, EMI, cash withdrawals. Utilities, insurance, railway and FASTag earn only 1X. Points only on spends up to your credit limit per cycle. ₹99 + GST per redemption.
Checked 2026-10-03 · Bank terms
Cards that earn more on Airtel
-
#1
Airtel Axis Bank Credit Card
Axis Bank · ₹500 + Taxes
25%
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#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
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#3
6.67%
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Where else the IDFC FIRST Millennia Credit Card earns more
Questions
Does the IDFC FIRST Millennia Credit Card give rewards on Airtel?
Yes, but only its standard rate: the IDFC FIRST Millennia Credit Card gives 0.12% back on Airtel, the same as most other spends.
Is there a limit on IDFC FIRST Millennia Credit Card rewards?
1 point per ₹200 = 1X, 1 point = ₹0.25. 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%). Lifetime free. Points valid 24 months.
Which credit card is best for Airtel?
Airtel Axis Bank Credit Card gives the most on Airtel, 25% back. The IDFC FIRST Millennia Credit Card ranks #126 of 149 cards we compared.