Axis Bank REWARDS Credit Card on AJIO
Yes. The Axis Bank REWARDS Credit Card gives 3.2% back when you pay on AJIO directly, compared with 0.32% on its other spends.
On AJIO
3.2%
Other spends
0.32%
Rank for AJIO
#16 of 149
Annual fee
₹1,000 + Taxes
What to know before you pay on AJIO
Cap on AJIO
Max ₹202 a month (1,008 bonus points, about ₹7,000 of spend)
How it works
10X (3.2%) only at apparel and department stores, so Myntra and AJIO qualify if they're coded that way. Everything else earns 0.32%.
Caps & rules
- 2 EDGE points per ₹125 on most spends; 20 per ₹125 at apparel and department stores, with the extra 18 capped at 1,008 points a statement month (about ₹7,000 of spend).
- 1 EDGE point = ₹0.20.
- Only merchants registered under apparel or department store codes qualify.
Reward limits
- 10X at apparel and department stores: max 1,008 bonus points per statement month
No rewards on
Fuel, rent, wallet loads, government payments, EMI, tolls (from 28 Aug 2026)
Checked 2026-10-11 · Bank terms
Cards that earn more on AJIO
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#2
Jupiter Edge+ RuPay Credit Card
CSB Bank · ₹499 + Taxes · Max ₹600 per statement cycle
10%
Apply now -
#3
6.67%
Apply now
Where else the Axis Bank REWARDS Credit Card earns more
Questions
Does the Axis Bank REWARDS Credit Card give rewards on AJIO?
Yes. The Axis Bank REWARDS Credit Card gives 3.2% back when you pay on AJIO directly, compared with 0.32% on its other spends.
Is there a limit on Axis Bank REWARDS Credit Card rewards?
2 EDGE points per ₹125 on most spends; 20 per ₹125 at apparel and department stores, with the extra 18 capped at 1,008 points a statement month (about ₹7,000 of spend). 1 EDGE point = ₹0.20. Only merchants registered under apparel or department store codes qualify.
Which credit card is best for AJIO?
HSBC Live+ Credit Card gives the most on AJIO, 10% back. The Axis Bank REWARDS Credit Card ranks #16 of 149 cards we compared.