BOBCARD Eterna Credit Card on AJIO
Yes. The BOBCARD Eterna Credit Card gives 3.75% back when you pay on AJIO directly, compared with 0.75% on its other spends.
On AJIO
3.75%
Other spends
0.75%
Rank for AJIO
#9 of 149
Annual fee
₹2,499 + Taxes (first year free)
What to know before you pay on AJIO
Cap on AJIO
Max ₹1,250 per statement cycle (5,000 accelerated points, shared by online, dining, travel and international)
How it works
15 points per ₹100 (3.75% at ₹0.25 a point as cashback) on online, dining, travel and international spends until 5,000 points a cycle; 3 points (0.75%) after that and elsewhere. UPI spends earn only the base rate. Grocery apps earn nothing (BOBCARD excludes supermarket MCCs).
Caps & rules
- 5X (15 RP per ₹100) on online (e-commerce flag), dining (MCC 5812), travel (MCC 4722) and international spends, capped at 5,000 RP per statement cycle.
- 3 RP per ₹100 on other spends.
- 1 RP = ₹0.25 as cashback; points never expire.
- Transactions under ₹100 earn nothing.
Reward limits
- 5X points (online, dining, travel, international): max 5,000 points (₹1,250) per statement cycle
No rewards on
Fuel, utilities (MCC 4900) for 5X, UPI for 5X, and the MCCs in BOBCARD's annexure
Checked 2026-10-18 · Bank terms
Cards that earn more on AJIO
-
#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#2
Axis Bank Cashback Credit Card
Axis Bank · 1st Year Fee: ₹1,000* Plus Applicable Taxes · Max ₹4,000 a month
5%
Apply now -
#3
Cashback SBI Credit Card
SBI Card · ₹999 + Taxes · Max ₹2,000 per statement cycle
5%
Apply now
Where else the BOBCARD Eterna Credit Card earns more
Questions
Does the BOBCARD Eterna Credit Card give rewards on AJIO?
Yes. The BOBCARD Eterna Credit Card gives 3.75% back when you pay on AJIO directly, compared with 0.75% on its other spends.
Is there a limit on BOBCARD Eterna Credit Card rewards?
5X (15 RP per ₹100) on online (e-commerce flag), dining (MCC 5812), travel (MCC 4722) and international spends, capped at 5,000 RP per statement cycle. 3 RP per ₹100 on other spends. 1 RP = ₹0.25 as cashback; points never expire. Transactions under ₹100 earn nothing.
Which credit card is best for AJIO?
HSBC Live+ Credit Card is the best pick for regular spending on AJIO, with 10% back. The BOBCARD Eterna Credit Card ranks #9 of 149 cards we compared, by what each returns after caps.