PhonePe SBI Card SELECT BLACK on Apollo 24|7
Yes. The PhonePe SBI Card SELECT BLACK gives 5% back when you pay on Apollo 24|7 directly, compared with 1% on its other spends.
On Apollo 24|7
5%
Other spends
1%
Rank for Apollo 24|7
#6 of 149
Annual fee
₹1,499 + Taxes
What to know before you pay on Apollo 24|7
Cap on Apollo 24|7
Max ₹1,500 a month (1,500 points in total from 1 Jul 2026)
How it works
10% on bills, recharges and utilities paid in the PhonePe app, 5% on online merchants and 1% elsewhere, with points worth ₹1. All rewards stop at about 1,500 points a month since July 2026.
Caps & rules
- Up to 10% reward points on PhonePe and Pincode app spends, up to 5% on other online merchants, 1% on other eligible spends.
- 1 point = ₹1.
- From 1 Jul 2026 monthly caps were cut (reported as 1,500 points a month, 500 on insurance) and tolls, jewellery, education and non-PhonePe utilities were excluded.
- ₹1,499 fee waived at ₹3 Lakh.
Reward limits
- All reward points: max 1,500 points per month (from 1 Jul 2026)
No rewards on
Fuel, rent, wallet loads; from 1 Jul 2026 tolls, jewellery, education and utilities paid outside PhonePe
Checked 2026-10-11 · Bank terms
Cards that earn more on Apollo 24|7
-
#1
Apollo SBI Card SELECT
SBI Card · ₹1,499 + Taxes · Max ₹5,000 per statement cycle
10%
Apply now -
#2
6.67%
Apply now -
#3
YES Bank POP CLUB Credit Card
YES Bank · Free · No cap
5%
Apply now
Where else the PhonePe SBI Card SELECT BLACK earns more
Questions
Does the PhonePe SBI Card SELECT BLACK give rewards on Apollo 24|7?
Yes. The PhonePe SBI Card SELECT BLACK gives 5% back when you pay on Apollo 24|7 directly, compared with 1% on its other spends.
Is there a limit on PhonePe SBI Card SELECT BLACK rewards?
Up to 10% reward points on PhonePe and Pincode app spends, up to 5% on other online merchants, 1% on other eligible spends. 1 point = ₹1. From 1 Jul 2026 monthly caps were cut (reported as 1,500 points a month, 500 on insurance) and tolls, jewellery, education and non-PhonePe utilities were excluded. ₹1,499 fee waived at ₹3 Lakh.
Which credit card is best for Apollo 24|7?
Apollo SBI Card SELECT gives the most on Apollo 24|7, 10% back. The PhonePe SBI Card SELECT BLACK ranks #6 of 149 cards we compared.