Swiggy HDFC Credit Card

Swiggy HDFC Credit Card on Apollo 24|7

Yes. The Swiggy HDFC Credit Card gives 5% back when you pay on Apollo 24|7 directly, compared with 1% on its other spends.

On Apollo 24|7

5%

Other spends

1%

Rank for Apollo 24|7

#7 of 149

Annual fee

₹500 + Taxes

What to know before you pay on Apollo 24|7

Cap on Apollo 24|7

Max ₹1,500 per statement cycle

How it works

5% is by online MCC (apparel, electronics, department/discount stores, entertainment, pharmacy, local cabs) and only for merchants the bank has mapped. Amazon, Flipkart, Meesho, AJIO, Ola, Uber and Cleartrip are named in the T&C; Tata CLiQ, Myntra, Nykaa, 1mg, Apollo and Croma depend on MCC mapping. Zomato, Blinkit, Zepto, travel sites and telecom earn 1%.

Caps & rules

  • 10% on Swiggy (Food, Instamart, Dineout) capped at ₹1,500 per billing cycle.
  • 5% on eligible online categories capped at ₹1,500 per cycle.
  • 1% capped at ₹500 per cycle.
  • Being migrated to Swiggy Ornge / BLCK variants.

Reward limits

  • 10% on Swiggy Food, Instamart and Dineout: max ₹1,500 per billing cycle
  • 5% on eligible online spends (apparel, electronics, pharmacy, cabs, entertainment, marketplaces): max ₹1,500 per billing cycle
  • 1% on other spends: max ₹500 per billing cycle

No rewards on

Fuel, rent, jewellery, government, gift cards, wallet, EMI, SmartBuy and SmartPay transactions

Checked 2026-09-27 · Bank terms

Cards that earn more on Apollo 24|7

Where else the Swiggy HDFC Credit Card earns more

Questions

Does the Swiggy HDFC Credit Card give rewards on Apollo 24|7?

Yes. The Swiggy HDFC Credit Card gives 5% back when you pay on Apollo 24|7 directly, compared with 1% on its other spends.

Is there a limit on Swiggy HDFC Credit Card rewards?

10% on Swiggy (Food, Instamart, Dineout) capped at ₹1,500 per billing cycle. 5% on eligible online categories capped at ₹1,500 per cycle. 1% capped at ₹500 per cycle. Being migrated to Swiggy Ornge / BLCK variants.

Which credit card is best for Apollo 24|7?

Apollo SBI Card SELECT gives the most on Apollo 24|7, 10% back. The Swiggy HDFC Credit Card ranks #7 of 149 cards we compared.

Compare Credit Cards

2 cards selected