Kotak Cashback+ Credit Card on BigBasket

Yes. The Kotak Cashback+ Credit Card gives 5% back when you pay on BigBasket directly, compared with 0.5% on its other spends.

On BigBasket

Other spends

0.5%

Rank for BigBasket

#11 of 149

Annual fee

₹750 + Taxes

What to know before you pay on BigBasket

Cap on BigBasket

Max ₹750 per statement cycle (shared by the 5% and 3% categories)

How it works

5% is by merchant category, online only: grocery, food delivery and movies. Airtel DTH (MCC 4899) would earn 5% but mobile/broadband bills are utilities and earn nothing. Amazon Fresh or Flipkart grocery orders coded 5411 may also get 5%.

Caps & rules

5% on online grocery (MCC 5411 etc.), online food delivery/restaurants (5812, 5814) and online entertainment (movies, OTT, DTH); 3% on fuel.
The 5% and 3% share one cap of ₹750 cashback per billing cycle, then 0%.
0.5% elsewhere, uncapped.
UPI spends on the RuPay variant earn only 0.5%.
Redeem on Kotak Unbox; cashback expires after 1 year.

Reward limits

5% on online grocery, food delivery and entertainment, and 3% on fuel (one shared cap): max ₹750 per billing cycle
0.5% on other spends: No limit

No rewards on

Rent, B2B, utilities, insurance, education, government, wallet, online skill gaming, EMI, balance transfer

Checked 2026-09-28 · Bank terms

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Cards that earn more on BigBasket

#1
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month

10%
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#2
HSBC RuPay Cashback Credit Card
HSBC Bank · 1st Year Fee: ₹499* Plus Applicable Taxes · Max ₹400 a month

10%
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#3
IDFC FIRST Private Credit Card Invite only
IDFC FIRST Bank · ₹50,000 + Taxes

6.67%
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Where else the Kotak Cashback+ Credit Card earns more

Blinkit 5% BookMyShow 5% JioMart 5% PVR INOX 5% Swiggy 5% Swiggy Instamart 5% Zepto 5% Zomato 5%

Questions

Does the Kotak Cashback+ Credit Card give rewards on BigBasket?

Yes. The Kotak Cashback+ Credit Card gives 5% back when you pay on BigBasket directly, compared with 0.5% on its other spends.

Is there a limit on Kotak Cashback+ Credit Card rewards?

5% on online grocery (MCC 5411 etc.), online food delivery/restaurants (5812, 5814) and online entertainment (movies, OTT, DTH); 3% on fuel. The 5% and 3% share one cap of ₹750 cashback per billing cycle, then 0%. 0.5% elsewhere, uncapped. UPI spends on the RuPay variant earn only 0.5%. Redeem on Kotak Unbox; cashback expires after 1 year.

Which credit card is best for BigBasket?

HSBC Live+ Credit Card gives the most on BigBasket, 10% back. The Kotak Cashback+ Credit Card ranks #11 of 149 cards we compared.