HDFC Infinia Credit Card Metal Edition on BPCL
No. The HDFC Infinia Credit Card Metal Edition earns no rewards on BPCL.
On BPCL
0%
Other spends
3.33%
Rank for BPCL
#8 of 149
Annual fee
₹12,500 + Taxes
What to know before you pay on BPCL
How it works
No direct merchant accelerators. Higher rates only by buying through SmartBuy (e.g. vouchers for Amazon/Flipkart). Grocery sites (Instamart, Blinkit, Zepto, BigBasket, JioMart) earn base until the 2,000-point grocery cap. Education earns only when paid directly to the institution, not through apps like CRED.
Caps & rules
- 5 points per ₹150.
- Up to 10X via SmartBuy (portal only, 15,000 accelerated points per month).
- Grocery, utilities and telecom capped at 2,000 points per month each; insurance 10,000.
- Max 2,00,000 points per cycle.
- Point value ₹1 on SmartBuy flights/hotels (max 70% of booking).
Reward limits
- Accelerated points via SmartBuy: max 15,000 points per calendar month
- Points on grocery, utilities and telecom (each): max 2,000 points per month
- Points on insurance: max 10,000 points per month
- All reward points on the card: max 2,00,000 points per statement cycle
No rewards on
Fuel, rent, government, wallet loads, EasyEMI, third-party education payments
Checked 2026-09-27 · Bank terms
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-
#1
BPCL SBI Card Octane
SBI Card · ₹1,499* Plus Applicable Taxes · Max ₹625 per statement cycle
6.25%
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#2
Kotak Cashback+ Credit Card
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3%
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#3
Standard Chartered Super Value Titanium Credit Card
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Questions
Does the HDFC Infinia Credit Card Metal Edition give rewards on BPCL?
No. The HDFC Infinia Credit Card Metal Edition earns no rewards on BPCL.
Is there a limit on HDFC Infinia Credit Card Metal Edition rewards?
5 points per ₹150. Up to 10X via SmartBuy (portal only, 15,000 accelerated points per month). Grocery, utilities and telecom capped at 2,000 points per month each; insurance 10,000. Max 2,00,000 points per cycle. Point value ₹1 on SmartBuy flights/hotels (max 70% of booking).
Which credit card is best for BPCL?
BPCL SBI Card Octane is the best pick for regular spending on BPCL, with 6.25% back. The HDFC Infinia Credit Card Metal Edition ranks #8 of 149 cards we compared, by what each returns after caps.