IDFC FIRST Diamond Reserve Credit Card on BPCL
No. The IDFC FIRST Diamond Reserve Credit Card earns no rewards on BPCL.
On BPCL
0%
Other spends
0.5%
Rank for BPCL
#9 of 149
Annual fee
₹3,000 + Taxes
What to know before you pay on BPCL
How it works
0.5% on the first ₹20,000 a cycle (3X) and 1.67% on spends above that (10X), at ₹0.25 a point. Points never expire and can pay for purchases directly.
Caps & rules
- 1X = 1 reward point per ₹150; 1 point = ₹0.25.
- 3X on spends up to ₹20,000 a statement cycle; 10X on incremental spends above ₹20,000 and on your birthday.
- 3X on education, wallet loads, government, rent and property.
- Points never expire; earned only up to your credit limit each cycle.
- Bonus points on travel booked in the IDFC FIRST app.
- Zero forex markup.
Reward limits
- Reward points on all spends: Up to your credit limit per billing cycle
No rewards on
Fuel, EMI, ATM cash withdrawals
Checked 2026-10-11 · Bank terms
Cards that earn more on BPCL
-
#1
BPCL SBI Card Octane
SBI Card · ₹1,499* Plus Applicable Taxes · Max ₹625 per statement cycle
6.25%
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#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
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#3
Standard Chartered Super Value Titanium Credit Card
Standard Chartered · ₹750 + Taxes · Max ₹200 per statement cycle
5%
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Questions
Does the IDFC FIRST Diamond Reserve Credit Card give rewards on BPCL?
No. The IDFC FIRST Diamond Reserve Credit Card earns no rewards on BPCL.
Is there a limit on IDFC FIRST Diamond Reserve Credit Card rewards?
1X = 1 reward point per ₹150; 1 point = ₹0.25. 3X on spends up to ₹20,000 a statement cycle; 10X on incremental spends above ₹20,000 and on your birthday. 3X on education, wallet loads, government, rent and property. Points never expire; earned only up to your credit limit each cycle. Bonus points on travel booked in the IDFC FIRST app. Zero forex markup.
Which credit card is best for BPCL?
BPCL SBI Card Octane is the best pick for regular spending on BPCL, with 6.25% back. The IDFC FIRST Diamond Reserve Credit Card ranks #9 of 149 cards we compared, by what each returns after caps.