IndianOil Kotak Credit Card on BPCL
No. The IndianOil Kotak Credit Card earns no rewards on BPCL.
On BPCL
0%
Other spends
0.5%
Rank for BPCL
#92 of 149
Annual fee
₹499 + Taxes
What to know before you pay on BPCL
How it works
4% at IndianOil (plus 1% surcharge waiver) and 2% on groceries and dining, at ₹0.25 a point on Kotak's rewards portal (about ₹0.20 as cash).
Caps & rules
- 24 reward points per ₹150 at IndianOil outlets, capped at 1,200 points per statement cycle.
- 12 per ₹150 on groceries (select MCCs) and dining, capped at 800 points per cycle.
- Points worth about ₹0.25 on the Kotak rewards portal.
- ₹449 fee waived at ₹50,000 annual spend.
Reward limits
- 24 points per ₹150 at IndianOil: max 1,200 points per statement cycle
- 12 points per ₹150 on groceries and dining: max 800 points per statement cycle
No rewards on
Rent, wallet loads, government payments, EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on BPCL
-
#1
BPCL SBI Card Octane
SBI Card · ₹1,499* Plus Applicable Taxes · Max ₹625 per statement cycle
6.25%
Apply now -
#2
Kotak Cashback+ Credit Card
Kotak Bank · ₹750 + Taxes · Max ₹750 per statement cycle
3%
Apply now -
#3
Standard Chartered Super Value Titanium Credit Card
Standard Chartered · ₹750 + Taxes · Max ₹200 per statement cycle
5%
Apply now
Where else the IndianOil Kotak Credit Card earns more
Questions
Does the IndianOil Kotak Credit Card give rewards on BPCL?
No. The IndianOil Kotak Credit Card earns no rewards on BPCL.
Is there a limit on IndianOil Kotak Credit Card rewards?
24 reward points per ₹150 at IndianOil outlets, capped at 1,200 points per statement cycle. 12 per ₹150 on groceries (select MCCs) and dining, capped at 800 points per cycle. Points worth about ₹0.25 on the Kotak rewards portal. ₹449 fee waived at ₹50,000 annual spend.
Which credit card is best for BPCL?
BPCL SBI Card Octane is the best pick for regular spending on BPCL, with 6.25% back. The IndianOil Kotak Credit Card ranks #92 of 149 cards we compared, by what each returns after caps.