BOBCARD HPCL Energie Credit Card

BOBCARD HPCL Energie Credit Card on School & college fees

No. The BOBCARD HPCL Energie Credit Card earns no rewards on School & college fees.

On School & college fees

0%

Other spends

0.33%

Rank for School & college fees

#146 of 149

Annual fee

₹499 + Taxes

What to know before you pay on School & college fees

How it works

Fuel rewards are at HPCL only: 4% in points plus 1% surcharge waiver, on about ₹6,250 of fuel a cycle. Utilities (MCC 4812, 4899) and department stores earn 1.67%. Everything else, including these apps and sites, earns 0.33%.

Caps & rules

  • 24 RP per ₹150 at HPCL outlets, LPG and HP Pay; 10 RP per ₹150 on utilities (MCC 4812, 4899) and department stores (MCC 5311); each capped at 1,000 RP per statement.
  • 2 RP per ₹150 elsewhere.
  • 1 RP = ₹0.25.
  • Surcharge waiver at HPCL capped at ₹100 a statement.

Reward limits

  • Fuel points at HPCL (24 per ₹150): max 1,000 points (₹250) per statement cycle
  • Utilities and department stores (10 per ₹150): max 1,000 points (₹250) per statement cycle
  • Fuel surcharge waiver: max ₹100 per statement cycle

No rewards on

HP Pay wallet loads and direct debits, transactions under ₹150, and the MCCs in BOBCARD's annexure

Checked 2026-10-18 · Bank terms

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Questions

Does the BOBCARD HPCL Energie Credit Card give rewards on School & college fees?

No. The BOBCARD HPCL Energie Credit Card earns no rewards on School & college fees.

Is there a limit on BOBCARD HPCL Energie Credit Card rewards?

24 RP per ₹150 at HPCL outlets, LPG and HP Pay; 10 RP per ₹150 on utilities (MCC 4812, 4899) and department stores (MCC 5311); each capped at 1,000 RP per statement. 2 RP per ₹150 elsewhere. 1 RP = ₹0.25. Surcharge waiver at HPCL capped at ₹100 a statement.

Which credit card is best for School & college fees?

HDFC Infinia Credit Card Metal Edition is the best pick for regular spending on School & college fees, with 3.33% back. The BOBCARD HPCL Energie Credit Card ranks #146 of 149 cards we compared, by what each returns after caps.

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