IDFC FIRST Gaj Metal Credit Card on School & college fees
Yes, but only its standard rate: the IDFC FIRST Gaj Metal Credit Card gives 0.67% back on School & college fees, the same as most other spends.
On School & college fees
0.67%
Other spends
3.33%
Rank for School & college fees
Invite only, not ranked
Annual fee
1st Year Fee: ₹12,500* Plus Applicable Taxes
What to know before you pay on School & college fees
How it works
Up to 3.33% on card spends (5 points per ₹150) when points go to travel booked in the IDFC FIRST app at ₹1 each; 0.83% if redeemed elsewhere (₹0.25). Up to 33% back on hotels and 16.7% on flights booked in the app. Invite only.
Caps & rules
- Up to 5 reward points per ₹150 on card spends, 3 per ₹150 international.
- 45 bonus points per ₹150 on hotels and 20 on flights booked in the IDFC FIRST app.
- 1 point = ₹1 on travel bookings in the app (Tripstacc), ₹0.25 otherwise.
- Complimentary 3rd night for every 2 paid.
No rewards on
Fuel, EMI, ATM cash withdrawals
Checked 2026-10-11 · Bank terms
Cards that earn more on School & college fees
-
#1
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#2
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now -
#3
ICICI Bank Emeralde Private Metal Credit Card
ICICI Bank · ₹12,499 + Taxes
3%
Apply now
Where else the IDFC FIRST Gaj Metal Credit Card earns more
Questions
Does the IDFC FIRST Gaj Metal Credit Card give rewards on School & college fees?
Yes, but only its standard rate: the IDFC FIRST Gaj Metal Credit Card gives 0.67% back on School & college fees, the same as most other spends.
Is there a limit on IDFC FIRST Gaj Metal Credit Card rewards?
Up to 5 reward points per ₹150 on card spends, 3 per ₹150 international. 45 bonus points per ₹150 on hotels and 20 on flights booked in the IDFC FIRST app. 1 point = ₹1 on travel bookings in the app (Tripstacc), ₹0.25 otherwise. Complimentary 3rd night for every 2 paid.
Which credit card is best for School & college fees?
HDFC Infinia Credit Card Metal Edition is the best pick for regular spending on School & college fees, with 3.33% back. The IDFC FIRST Gaj Metal Credit Card is invite only, so it's listed apart from the ranking.