IndianOil Kotak Credit Card on School & college fees
No. The IndianOil Kotak Credit Card earns no rewards on School & college fees.
On School & college fees
0%
Other spends
0.5%
Rank for School & college fees
#122 of 149
Annual fee
₹499 + Taxes
What to know before you pay on School & college fees
How it works
4% at IndianOil (plus 1% surcharge waiver) and 2% on groceries and dining, at ₹0.25 a point on Kotak's rewards portal (about ₹0.20 as cash).
Caps & rules
- 24 reward points per ₹150 at IndianOil outlets, capped at 1,200 points per statement cycle.
- 12 per ₹150 on groceries (select MCCs) and dining, capped at 800 points per cycle.
- Points worth about ₹0.25 on the Kotak rewards portal.
- ₹449 fee waived at ₹50,000 annual spend.
Reward limits
- 24 points per ₹150 at IndianOil: max 1,200 points per statement cycle
- 12 points per ₹150 on groceries and dining: max 800 points per statement cycle
No rewards on
Rent, wallet loads, government payments, EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on School & college fees
-
#1
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#2
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now -
#3
ICICI Bank Emeralde Private Metal Credit Card
ICICI Bank · ₹12,499 + Taxes
3%
Apply now
Where else the IndianOil Kotak Credit Card earns more
Questions
Does the IndianOil Kotak Credit Card give rewards on School & college fees?
No. The IndianOil Kotak Credit Card earns no rewards on School & college fees.
Is there a limit on IndianOil Kotak Credit Card rewards?
24 reward points per ₹150 at IndianOil outlets, capped at 1,200 points per statement cycle. 12 per ₹150 on groceries (select MCCs) and dining, capped at 800 points per cycle. Points worth about ₹0.25 on the Kotak rewards portal. ₹449 fee waived at ₹50,000 annual spend.
Which credit card is best for School & college fees?
HDFC Infinia Credit Card Metal Edition is the best pick for regular spending on School & college fees, with 3.33% back. The IndianOil Kotak Credit Card ranks #122 of 149 cards we compared, by what each returns after caps.