Kotak 811 Credit Card

Kotak 811 Credit Card on School & college fees

No. The Kotak 811 Credit Card earns no rewards on School & college fees.

On School & college fees

0%

Other spends

0.1%

Rank for School & college fees

#123 of 149

Annual fee

Free

What to know before you pay on School & college fees

How it works

0.2% online, 0.1% offline. Very low value; the card's appeal is easy approval, not rewards.

Caps & rules

  • 2 Reward Points per ₹100 online, 1 per ₹100 offline.
  • Valued at ₹0.10 per point (Kotak's rate for recharge/shopping redemptions).
  • 500 bonus points on ₹3,000 spend in 30 days; 3 PVR tickets on ₹75,000 annual spend.

Reward limits

  • 2 points per ₹100 online, 1 per ₹100 offline: No limit
  • Points on utility bills: Only on the first ₹35,000 per statement cycle

No rewards on

From 1 Jun 2025: wallet loads, online skill gaming, insurance, government, rent, education and fuel earn nothing; utility spends earn only up to ₹35,000 per statement cycle

Checked 2026-09-28 · Bank terms

Cards that earn more on School & college fees

Where else the Kotak 811 Credit Card earns more

Questions

Does the Kotak 811 Credit Card give rewards on School & college fees?

No. The Kotak 811 Credit Card earns no rewards on School & college fees.

Is there a limit on Kotak 811 Credit Card rewards?

2 Reward Points per ₹100 online, 1 per ₹100 offline. Valued at ₹0.10 per point (Kotak's rate for recharge/shopping redemptions). 500 bonus points on ₹3,000 spend in 30 days; 3 PVR tickets on ₹75,000 annual spend.

Which credit card is best for School & college fees?

HDFC Infinia Credit Card Metal Edition is the best pick for regular spending on School & college fees, with 3.33% back. The Kotak 811 Credit Card ranks #123 of 149 cards we compared, by what each returns after caps.

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