Kotak UPI Rupay Credit Card on School & college fees
No. The Kotak UPI Rupay Credit Card earns no rewards on School & college fees.
On School & college fees
0%
Other spends
0.3%
Rank for School & college fees
#119 of 149
Annual fee
Free
What to know before you pay on School & college fees
How it works
Flat 0.3% everywhere at Kotak's ₹0.10 per point.
Caps & rules
- 3 Reward Points per ₹100 on UPI and card spends.
- 1,000 points = ₹100 (₹0.10 each, min 1,000 to redeem); lower for cash value.
- That works out to 0.3% back.
Reward limits
- 3 points per ₹100 on UPI and card spends: No limit
- Points on utility bills: Only on the first ₹35,000 per statement cycle
No rewards on
Rent, fuel, railway, wallet, EMI, education, balance transfer. From 1 Jun 2025: wallet loads, online skill gaming, insurance, government, rent, education and fuel earn nothing; utility spends earn only up to ₹35,000 per statement cycle
Checked 2026-09-28 · Bank terms
Cards that earn more on School & college fees
-
#1
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#2
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now -
#3
ICICI Bank Emeralde Private Metal Credit Card
ICICI Bank · ₹12,499 + Taxes
3%
Apply now
Questions
Does the Kotak UPI Rupay Credit Card give rewards on School & college fees?
No. The Kotak UPI Rupay Credit Card earns no rewards on School & college fees.
Is there a limit on Kotak UPI Rupay Credit Card rewards?
3 Reward Points per ₹100 on UPI and card spends. 1,000 points = ₹100 (₹0.10 each, min 1,000 to redeem); lower for cash value. That works out to 0.3% back.
Which credit card is best for School & college fees?
HDFC Infinia Credit Card Metal Edition is the best pick for regular spending on School & college fees, with 3.33% back. The Kotak UPI Rupay Credit Card ranks #119 of 149 cards we compared, by what each returns after caps.