PhonePe SBI Card PURPLE on School & college fees
No. The PhonePe SBI Card PURPLE earns no rewards on School & college fees.
On School & college fees
0%
Other spends
1%
Rank for School & college fees
#120 of 149
Annual fee
₹499 + Taxes
What to know before you pay on School & college fees
How it works
3% on PhonePe bills, recharges and travel, 2% on other online spends, 1% elsewhere, with points worth ₹1. Caps cut from 1 July 2026. Electricity and insurance 3% only when paid in the PhonePe app.
Caps & rules
- 3 reward points per ₹100 on PhonePe spends (capped at 1,000 a month, insurance 250), 2 per ₹100 on other online spends (capped at 750 a month), 1 per ₹100 elsewhere.
- 1 point = ₹1.
- ₹499 fee waived at ₹1 Lakh.
Reward limits
- 3% on PhonePe spends: max 1,000 points per month
- 2% on other online spends: max 750 points per month
No rewards on
Fuel, rent, wallet loads; from 1 Jul 2026 tolls, jewellery, education and non-PhonePe utilities
Checked 2026-10-11 · Bank terms
Cards that earn more on School & college fees
-
#1
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes
3.33%
Apply now -
#2
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes
3.33%
Apply now -
#3
ICICI Bank Emeralde Private Metal Credit Card
ICICI Bank · ₹12,499 + Taxes
3%
Apply now
Where else the PhonePe SBI Card PURPLE earns more
Questions
Does the PhonePe SBI Card PURPLE give rewards on School & college fees?
No. The PhonePe SBI Card PURPLE earns no rewards on School & college fees.
Is there a limit on PhonePe SBI Card PURPLE rewards?
3 reward points per ₹100 on PhonePe spends (capped at 1,000 a month, insurance 250), 2 per ₹100 on other online spends (capped at 750 a month), 1 per ₹100 elsewhere. 1 point = ₹1. ₹499 fee waived at ₹1 Lakh.
Which credit card is best for School & college fees?
HDFC Infinia Credit Card Metal Edition is the best pick for regular spending on School & college fees, with 3.33% back. The PhonePe SBI Card PURPLE ranks #120 of 149 cards we compared, by what each returns after caps.