SBI Card ELITE on School & college fees

No. The SBI Card ELITE earns no rewards on School & college fees.

On School & college fees

Other spends

0.5%

Rank for School & college fees

#145 of 149

Annual fee

₹4,999* Plus Applicable Taxes

What to know before you pay on School & college fees

How it works

Grocery apps count as grocery (5X). Swiggy/Zomato earn 5X only if the merchant codes as dining/fast food, which is typical but not guaranteed.

Caps & rules

5X (10 points per ₹100) on dining, departmental stores and grocery; 2 points per ₹100 on everything else except fuel.
4 points = ₹1.
Milestones: 10,000 bonus points at ₹3L and ₹4L annual spend, 15,000 at ₹5L and ₹8L.
SBI's product page doesn't state a current monthly cap on 5X points.

Reward limits

10 points per ₹100 on dining, departmental stores and grocery; 2 per ₹100 elsewhere: No published limit

No rewards on

Fuel, rent, wallet loads, government, gaming, education, EMI/Flexipay

Checked 2026-09-27 · Bank terms

Apply now Full review Compare all cards for School & college fees

Cards that earn more on School & college fees

#1
HDFC Infinia Credit Card Metal Edition
HDFC Bank · ₹12,500 + Taxes

3.33%
Apply now
#2
HDFC Diners Club Black
HDFC Bank · ₹10,000 + Taxes

3.33%
Apply now
#3
ICICI Bank Emeralde Private Metal Credit Card
ICICI Bank · ₹12,499 + Taxes

3%
Apply now

Where else the SBI Card ELITE earns more

BigBasket 2.5% Blinkit 2.5% Dining out 2.5% JioMart 2.5% Swiggy 2.5% Swiggy Instamart 2.5% Zepto 2.5% Zomato 2.5%

Questions

Does the SBI Card ELITE give rewards on School & college fees?

No. The SBI Card ELITE earns no rewards on School & college fees.

Is there a limit on SBI Card ELITE rewards?

5X (10 points per ₹100) on dining, departmental stores and grocery; 2 points per ₹100 on everything else except fuel. 4 points = ₹1. Milestones: 10,000 bonus points at ₹3L and ₹4L annual spend, 15,000 at ₹5L and ₹8L. SBI's product page doesn't state a current monthly cap on 5X points.

Which credit card is best for School & college fees?

HDFC Infinia Credit Card Metal Edition is the best pick for regular spending on School & college fees, with 3.33% back. The SBI Card ELITE ranks #145 of 149 cards we compared, by what each returns after caps.