Airtel Axis Bank Credit Card on Electricity bills
Yes. The Airtel Axis Bank Credit Card gives 10% back when you pay on Electricity bills directly, compared with 1% on its other spends.
On Electricity bills
10%
Other spends
1%
Rank for Electricity bills
#16 of 149
Annual fee
₹500 + Taxes
What to know before you pay on Electricity bills
Cap on Electricity bills
Max ₹200 per statement cycle (equal to the 1% cashback you earn on other spends that cycle (₹200 on ₹20,000))
How it works
Airtel 25% only via the Airtel Thanks app, and capped at twice the base cashback you earn elsewhere that cycle. Zomato/Blinkit 10% arrives as wallet credit (max ₹200 each per month). Electricity 10% only via the Airtel Thanks app.
Caps & rules
- From 12 Apr 2026: 25% on Airtel mobile, broadband, WiFi and DTH via Airtel Thanks, capped at 2x the 1% base cashback you earn that cycle; 10% on other utility bills via Airtel Thanks, capped at 1x base cashback.
- 10% value back at Zomato, Blinkit and District Movies as partner wallet credit, max ₹200 per partner per month, min order ₹499 on Zomato/Blinkit.
- Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Reward limits
- 25% on Airtel bills via Airtel Thanks: max 2x the 1% cashback you earn elsewhere per statement cycle
- 10% on other utility bills via Airtel Thanks: max 1x the 1% cashback you earn elsewhere per statement cycle
- 10% value back at Zomato, Blinkit and District Movies (as wallet credit): max ₹200 per partner per month
- 1% on other spends: No limit
No rewards on
Utility and telecom spends outside Airtel Thanks, rent, wallet, gift cards, government, insurance, gold/jewellery, fuel, tolls (from 28 Aug 2026), EMI
Checked 2026-09-27 · Bank terms
Other good cards for Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now
Where else the Airtel Axis Bank Credit Card earns more
Questions
Does the Airtel Axis Bank Credit Card give rewards on Electricity bills?
Yes. The Airtel Axis Bank Credit Card gives 10% back when you pay on Electricity bills directly, compared with 1% on its other spends.
Is there a limit on Airtel Axis Bank Credit Card rewards?
From 12 Apr 2026: 25% on Airtel mobile, broadband, WiFi and DTH via Airtel Thanks, capped at 2x the 1% base cashback you earn that cycle; 10% on other utility bills via Airtel Thanks, capped at 1x base cashback. 10% value back at Zomato, Blinkit and District Movies as partner wallet credit, max ₹200 per partner per month, min order ₹499 on Zomato/Blinkit. Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The Airtel Axis Bank Credit Card ranks #16 of 149 cards we compared, by what each returns after caps.