American Express Membership Rewards® Credit Card on Electricity bills
No. The American Express Membership Rewards® Credit Card earns no rewards on Electricity bills.
On Electricity bills
0%
Other spends
1%
Rank for Electricity bills
#124 of 149
Annual fee
₹1,000 + Taxes
What to know before you pay on Electricity bills
How it works
About 1% plus monthly bonuses: 1,000 points for 4 spends of ₹1,500+ and 1,000 more for ₹20,000 in a month, which makes it closer to 2.5% for ₹20,000 a month. New applications have been reported paused since March 2025.
Caps & rules
- 1 Membership Rewards point per ₹50.
- 1,000 bonus points for 4 transactions of ₹1,500+ in a calendar month, and 1,000 for spending ₹20,000 in a month.
- Points worth about ₹0.50 on vouchers and Marriott transfers, about ₹0.25 as statement credit.
No rewards on
Fuel, utilities, insurance, EMI conversions, cash
Checked 2026-10-11 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now
Questions
Does the American Express Membership Rewards® Credit Card give rewards on Electricity bills?
No. The American Express Membership Rewards® Credit Card earns no rewards on Electricity bills.
Is there a limit on American Express Membership Rewards® Credit Card rewards?
1 Membership Rewards point per ₹50. 1,000 bonus points for 4 transactions of ₹1,500+ in a calendar month, and 1,000 for spending ₹20,000 in a month. Points worth about ₹0.50 on vouchers and Marriott transfers, about ₹0.25 as statement credit.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The American Express Membership Rewards® Credit Card ranks #124 of 149 cards we compared, by what each returns after caps.