Axis Bank My Zone Credit Card on Electricity bills
No. The Axis Bank My Zone Credit Card earns no rewards on Electricity bills.
On Electricity bills
0%
Other spends
0.4%
Rank for Electricity bills
#146 of 149
Annual fee
₹500 + Taxes
What to know before you pay on Electricity bills
How it works
Points are low (0.4%). Offers not shown as %: ₹120 off Swiggy food orders, BOGO on District movies, Cleartrip 7% flights / 18% hotels once a month.
Caps & rules
- 4 EDGE Reward Points per ₹200.
- Main value is offers, not points: flat ₹120 off on Swiggy food delivery, buy-one-get-one on District movie tickets, 7% off flights and 18% off hotels on Cleartrip once a month each.
- From 1 Apr 2026: 1,000 bonus points on ₹1.5 Lakh annual spend (Sony LIV renewal benefit ended).
- Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Reward limits
- 4 EDGE Reward Points per ₹200: No limit
No rewards on
From 1 Apr 2026: movies, fuel, insurance, utilities and telecom, rent, wallet loads, jewellery, education, government. Also gift cards, tolls (from 28 Aug 2026), EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
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#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
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Questions
Does the Axis Bank My Zone Credit Card give rewards on Electricity bills?
No. The Axis Bank My Zone Credit Card earns no rewards on Electricity bills.
Is there a limit on Axis Bank My Zone Credit Card rewards?
4 EDGE Reward Points per ₹200. Main value is offers, not points: flat ₹120 off on Swiggy food delivery, buy-one-get-one on District movie tickets, 7% off flights and 18% off hotels on Cleartrip once a month each. From 1 Apr 2026: 1,000 bonus points on ₹1.5 Lakh annual spend (Sony LIV renewal benefit ended). Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The Axis Bank My Zone Credit Card ranks #146 of 149 cards we compared, by what each returns after caps.