Axis Bank SuperMoney RuPay Credit Card on Electricity bills
No. The Axis Bank SuperMoney RuPay Credit Card earns no rewards on Electricity bills.
On Electricity bills
0%
Other spends
1%
Rank for Electricity bills
#147 of 149
Annual fee
Lifetime Free
What to know before you pay on Electricity bills
How it works
Card payments on any of these sites earn 1%. The 3% is only for UPI QR scans made in the super.money app.
Caps & rules
- 3% only on UPI QR payments made through the super.money app, capped at the cashback you earn on other spends that cycle (or ₹100 if that is lower than ₹100).
- No cashback on any spend under ₹100.
- Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Reward limits
- 3% on UPI QR payments in the super.money app: Equal to the cashback you earn on other spends per statement cycle
- 1% on other UPI and card spends (₹100 and above): No limit
No rewards on
Utilities, telecom, rent, wallet, gift cards, government, insurance, gold/jewellery, fuel, tolls (from 28 Aug 2026), EMI
Checked 2026-09-27 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
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#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
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Questions
Does the Axis Bank SuperMoney RuPay Credit Card give rewards on Electricity bills?
No. The Axis Bank SuperMoney RuPay Credit Card earns no rewards on Electricity bills.
Is there a limit on Axis Bank SuperMoney RuPay Credit Card rewards?
3% only on UPI QR payments made through the super.money app, capped at the cashback you earn on other spends that cycle (or ₹100 if that is lower than ₹100). No cashback on any spend under ₹100. Axis-wide from 28 Aug 2026: no rewards on tolls; DCC markup 3.5% (2% on Magnus).
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The Axis Bank SuperMoney RuPay Credit Card ranks #147 of 149 cards we compared, by what each returns after caps.