ICICI Bank HPCL Super Saver Credit Card on Electricity bills
Yes. The ICICI Bank HPCL Super Saver Credit Card gives 5% back when you pay on Electricity bills directly, compared with 0.5% on its other spends.
On Electricity bills
5%
Other spends
0.5%
Rank for Electricity bills
#40 of 149
Annual fee
Joining/Annual Fee: ₹500 + Taxes
What to know before you pay on Electricity bills
Cap on Electricity bills
Max ₹100 a month (400 points, shared with groceries and department stores)
How it works
5% on groceries, department stores and utility bills, but only on about ₹2,000 a month in total. 5% at HPCL pumps (4% cashback up to ₹200 a month plus 1% surcharge waiver). HPCL: 4% cashback up to ₹200 a month, plus the 1% surcharge waiver.
Caps & rules
- 4% cashback on HPCL fuel, capped at ₹200 a month, plus 1% surcharge waiver.
- 20 reward points per ₹100 (5%) on groceries, department stores and utilities, capped at 400 points a month in total.
- About 0.5% on other spends.
- ₹500 fee waived at ₹1.5 Lakh annual spend.
Reward limits
- 4% cashback on HPCL fuel: max ₹200 per month
- 5% on groceries, department stores and utilities: max 400 points per month
No rewards on
Rent, wallet loads, government payments, non-HPCL fuel
Checked 2026-10-11 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
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#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
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Where else the ICICI Bank HPCL Super Saver Credit Card earns more
Questions
Does the ICICI Bank HPCL Super Saver Credit Card give rewards on Electricity bills?
Yes. The ICICI Bank HPCL Super Saver Credit Card gives 5% back when you pay on Electricity bills directly, compared with 0.5% on its other spends.
Is there a limit on ICICI Bank HPCL Super Saver Credit Card rewards?
4% cashback on HPCL fuel, capped at ₹200 a month, plus 1% surcharge waiver. 20 reward points per ₹100 (5%) on groceries, department stores and utilities, capped at 400 points a month in total. About 0.5% on other spends. ₹500 fee waived at ₹1.5 Lakh annual spend.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The ICICI Bank HPCL Super Saver Credit Card ranks #40 of 149 cards we compared, by what each returns after caps.