IDFC FIRST Ashva Credit Card on Electricity bills
Yes, but only its standard rate: the IDFC FIRST Ashva Credit Card gives 0.27% back on Electricity bills, the same as most other spends.
On Electricity bills
0.27%
Other spends
0.8%
Rank for Electricity bills
#101 of 149
Annual fee
1st Year Fee: ₹2,999* Plus Applicable Taxes
What to know before you pay on Electricity bills
How it works
About 0.8% on the first ₹20,000 a cycle and up to 2.67% above it (10X), valuing points at ₹0.40 on flights and hotels in the IDFC FIRST app (₹0.25 elsewhere). Extra 30X on hotels and 15X on flights booked in the app.
Caps & rules
- 1X = 1 reward point per ₹150.
- Up to 10X on incremental spends above ₹20,000 in a statement cycle; 30X bonus on hotel and 15X on flight bookings in the IDFC FIRST app.
- 1 point = ₹0.40 on app travel bookings, ₹0.25 elsewhere.
- Points earned only up to your credit limit each cycle.
- 7,500 points at ₹8 Lakh annual spend.
Reward limits
- Reward points on all spends: Up to your credit limit per billing cycle
No rewards on
Fuel, EMI, ATM cash withdrawals
Checked 2026-10-11 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now
Where else the IDFC FIRST Ashva Credit Card earns more
Questions
Does the IDFC FIRST Ashva Credit Card give rewards on Electricity bills?
Yes, but only its standard rate: the IDFC FIRST Ashva Credit Card gives 0.27% back on Electricity bills, the same as most other spends.
Is there a limit on IDFC FIRST Ashva Credit Card rewards?
1X = 1 reward point per ₹150. Up to 10X on incremental spends above ₹20,000 in a statement cycle; 30X bonus on hotel and 15X on flight bookings in the IDFC FIRST app. 1 point = ₹0.40 on app travel bookings, ₹0.25 elsewhere. Points earned only up to your credit limit each cycle. 7,500 points at ₹8 Lakh annual spend.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The IDFC FIRST Ashva Credit Card ranks #101 of 149 cards we compared, by what each returns after caps.