Kotak Air Credit Card on Electricity bills
No. The Kotak Air Credit Card earns no rewards on Electricity bills.
On Electricity bills
0%
Other spends
1%
Rank for Electricity bills
#137 of 148
Annual fee
₹1,499 + Taxes
What to know before you pay on Electricity bills
How it works
1% everywhere in Air Miles worth ₹1 each on Kotak Unbox flights and hotels; 3% when you book travel through Kotak Unbox.
Caps & rules
- 3 Air Miles per ₹100 on flights and hotels booked through Kotak Unbox (capped at 5,000 miles a cycle, then 1), 1 per ₹100 elsewhere.
- 1 Air Mile = ₹1 on Unbox flights and hotels.
- 1,000 bonus miles on joining and renewal.
- Lounge access needs ₹60,000 spend in the previous quarter.
Reward limits
- 3 Air Miles per ₹100 on Kotak Unbox travel: max 5,000 Air Miles per statement cycle
No rewards on
Utilities and telecom, insurance, education, government, rent, fuel, wallet loads, EMI, online gaming, cash
Checked 2026-10-25 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
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#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
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#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
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Questions
Does the Kotak Air Credit Card give rewards on Electricity bills?
No. The Kotak Air Credit Card earns no rewards on Electricity bills.
Is there a limit on Kotak Air Credit Card rewards?
3 Air Miles per ₹100 on flights and hotels booked through Kotak Unbox (capped at 5,000 miles a cycle, then 1), 1 per ₹100 elsewhere. 1 Air Mile = ₹1 on Unbox flights and hotels. 1,000 bonus miles on joining and renewal. Lounge access needs ₹60,000 spend in the previous quarter.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The Kotak Air Credit Card ranks #137 of 148 cards we compared, by what each returns after caps.