Aspire Banking Credit Card on Electricity bills
No. The Aspire Banking Credit Card earns no rewards on Electricity bills.
On Electricity bills
0%
Other spends
1%
Rank for Electricity bills
#132 of 149
Annual fee
₹1,500 + Taxes
What to know before you pay on Electricity bills
How it works
Flat 1% cashback to your RBL savings account, up to ₹1,000 a cycle. 3% only through the RBL Rewards portal (flights, hotels, vouchers).
Caps & rules
- 1% cashback on eligible retail spends, capped at ₹1,000 per billing cycle, credited to your RBL savings account.
- 3% on the RBL Bank Rewards portal (flights, hotels, shopping, vouchers), uncapped.
- ₹1,500 at ₹3 Lakh and ₹3,000 more at ₹5 Lakh annual spend.
- Lifetime free for Aspire Banking customers.
Reward limits
- 1% cashback on retail spends: max ₹1,000 per billing cycle
- 3% on the RBL Rewards portal: No limit
No rewards on
Fuel, rent, wallet loads, government payments, EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now
Questions
Does the Aspire Banking Credit Card give rewards on Electricity bills?
No. The Aspire Banking Credit Card earns no rewards on Electricity bills.
Is there a limit on Aspire Banking Credit Card rewards?
1% cashback on eligible retail spends, capped at ₹1,000 per billing cycle, credited to your RBL savings account. 3% on the RBL Bank Rewards portal (flights, hotels, shopping, vouchers), uncapped. ₹1,500 at ₹3 Lakh and ₹3,000 more at ₹5 Lakh annual spend. Lifetime free for Aspire Banking customers.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The Aspire Banking Credit Card ranks #132 of 149 cards we compared, by what each returns after caps.