Nova Credit Card on Electricity bills
No. The Nova Credit Card earns no rewards on Electricity bills.
On Electricity bills
0%
Other spends
2%
Rank for Electricity bills
#145 of 149
Annual fee
₹12,500 + Taxes
What to know before you pay on Electricity bills
How it works
2% everywhere (4 points per ₹200 at ₹1 each) and 6% on flights and hotels.
Caps & rules
- 4 reward points per ₹200 on all purchases, 12 per ₹200 on flight bookings and hotel stays.
- 1 point = ₹1 on RBL's catalogue (luxury, travel, jewellery); transfers to airline partners at 2:1.
No rewards on
Fuel, rent, wallet loads, government payments, EMI
Checked 2026-10-11 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now
Where else the Nova Credit Card earns more
Questions
Does the Nova Credit Card give rewards on Electricity bills?
No. The Nova Credit Card earns no rewards on Electricity bills.
Is there a limit on Nova Credit Card rewards?
4 reward points per ₹200 on all purchases, 12 per ₹200 on flight bookings and hotel stays. 1 point = ₹1 on RBL's catalogue (luxury, travel, jewellery); transfers to airline partners at 2:1.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The Nova Credit Card ranks #145 of 149 cards we compared, by what each returns after caps.