SBI Card MILES on Electricity bills
No. The SBI Card MILES earns no rewards on Electricity bills.
On Electricity bills
0%
Other spends
0.25%
Rank for Electricity bills
#141 of 149
Annual fee
₹1,499 + Taxes
What to know before you pay on Electricity bills
How it works
Travel Credits valued at ₹0.50 on SBI's travel portal: 0.5% on travel, 0.25% elsewhere. Converting 1:1 to airline and hotel partners doubles that.
Caps & rules
- 2 Travel Credits per ₹200 on travel, 1 per ₹200 on other spends.
- 1 Travel Credit = ₹1 when converted to airline or hotel partners, ₹0.50 on travel bookings, ₹0.25 on the catalogue.
- 5,000 bonus credits at ₹5 Lakh annual spend.
Reward limits
- 2 Travel Credits per ₹200 on travel: No limit
- 1 Travel Credit per ₹200 elsewhere: No limit
No rewards on
Fuel, rent, utilities, wallet loads, insurance
Checked 2026-10-11 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now
Where else the SBI Card MILES earns more
Questions
Does the SBI Card MILES give rewards on Electricity bills?
No. The SBI Card MILES earns no rewards on Electricity bills.
Is there a limit on SBI Card MILES rewards?
2 Travel Credits per ₹200 on travel, 1 per ₹200 on other spends. 1 Travel Credit = ₹1 when converted to airline or hotel partners, ₹0.50 on travel bookings, ₹0.25 on the catalogue. 5,000 bonus credits at ₹5 Lakh annual spend.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The SBI Card MILES ranks #141 of 149 cards we compared, by what each returns after caps.