SBI SimplyCLICK Credit Card on Electricity bills
No. The SBI SimplyCLICK Credit Card earns no rewards on Electricity bills.
On Electricity bills
0%
Other spends
0.25%
Rank for Electricity bills
#142 of 149
Annual fee
₹499 + Taxes
What to know before you pay on Electricity bills
How it works
Instamart isn't named as a partner.
Caps & rules
- 10X (10 points per ₹100) at partners: Apollo 24|7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, GyFTR, Tata CLiQ.
- 5X (5 per ₹100) on other online spends, capped at 10,000 points per month.
- 1 point per ₹100 offline.
- 4 points = ₹1.
- Cleartrip/Yatra via affiliate links don't get 10X.
Reward limits
- 5X points on online spends outside partner brands: max 10,000 points (≈₹2,500) per calendar month
- 10X at partner brands, 1X offline: No published limit
No rewards on
Fuel, rent, wallet loads, government, gaming, education, EMI/Flexipay; utility bills paid on the SBI Card app/website don't get 5X
Checked 2026-09-27 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
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Where else the SBI SimplyCLICK Credit Card earns more
Questions
Does the SBI SimplyCLICK Credit Card give rewards on Electricity bills?
No. The SBI SimplyCLICK Credit Card earns no rewards on Electricity bills.
Is there a limit on SBI SimplyCLICK Credit Card rewards?
10X (10 points per ₹100) at partners: Apollo 24|7, BookMyShow, Cleartrip, Dominos, IGP, Myntra, Netmeds, Swiggy, Yatra, GyFTR, Tata CLiQ. 5X (5 per ₹100) on other online spends, capped at 10,000 points per month. 1 point per ₹100 offline. 4 points = ₹1. Cleartrip/Yatra via affiliate links don't get 10X.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The SBI SimplyCLICK Credit Card ranks #142 of 149 cards we compared, by what each returns after caps.