Standard Chartered Ultimate Credit Card on Electricity bills
Yes, but only its standard rate: the Standard Chartered Ultimate Credit Card gives 2% back on Electricity bills, the same as most other spends.
On Electricity bills
2%
Other spends
3.33%
Rank for Electricity bills
#15 of 149
Annual fee
Rs. 5,000 + Taxes
What to know before you pay on Electricity bills
How it works
3.33% everywhere: 5 points per ₹150, and Standard Chartered values Ultimate points at ₹1 each. 5% cashback at airport duty-free.
Caps & rules
- 5 reward points per ₹150 on spends; 1 reward point = ₹1 on the Standard Chartered 360° Rewards catalogue.
- 5% cashback at duty-free stores (₹1,000, twice a year).
- 2% forex markup.
- ₹5,000 fee, with 6,000 points on paying it.
- 1% fee on rent payments.
No rewards on
Cash withdrawals; check SC's terms for other exclusions
Checked 2026-10-11 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now
Where else the Standard Chartered Ultimate Credit Card earns more
Questions
Does the Standard Chartered Ultimate Credit Card give rewards on Electricity bills?
Yes, but only its standard rate: the Standard Chartered Ultimate Credit Card gives 2% back on Electricity bills, the same as most other spends.
Is there a limit on Standard Chartered Ultimate Credit Card rewards?
5 reward points per ₹150 on spends; 1 reward point = ₹1 on the Standard Chartered 360° Rewards catalogue. 5% cashback at duty-free stores (₹1,000, twice a year). 2% forex markup. ₹5,000 fee, with 6,000 points on paying it. 1% fee on rent payments.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The Standard Chartered Ultimate Credit Card ranks #15 of 149 cards we compared, by what each returns after caps.