Titan SBI Card on Electricity bills
No. The Titan SBI Card earns no rewards on Electricity bills.
On Electricity bills
0%
Other spends
1.5%
Rank for Electricity bills
#127 of 148
Annual fee
₹2,999 + Taxes
What to know before you pay on Electricity bills
How it works
1.5% outside Titan (6 points per ₹100 at ₹0.25, usable only as Titan vouchers), and 7.5% cashback at Titan brands like World of Titan, Fastrack and Titan Eye+.
Caps & rules
- 6 reward points per ₹100 on spends outside Titan brands.
- 1 point = ₹0.25, redeemable for Titan brand vouchers.
- 7.5% cashback at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth and Sonata (up to ₹10,000 a quarter), 5% at CaratLane, Mia and Zoya, 3% as vouchers at Tanishq.
- ₹2,999 fee waived at ₹3 Lakh.
Reward limits
- 7.5% cashback at Titan brands: max ₹10,000 per quarter
No rewards on
Fuel, wallet loads, rent, utilities, EMI
Checked 2026-10-25 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
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#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now
Questions
Does the Titan SBI Card give rewards on Electricity bills?
No. The Titan SBI Card earns no rewards on Electricity bills.
Is there a limit on Titan SBI Card rewards?
6 reward points per ₹100 on spends outside Titan brands. 1 point = ₹0.25, redeemable for Titan brand vouchers. 7.5% cashback at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth and Sonata (up to ₹10,000 a quarter), 5% at CaratLane, Mia and Zoya, 3% as vouchers at Tanishq. ₹2,999 fee waived at ₹3 Lakh.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The Titan SBI Card ranks #127 of 148 cards we compared, by what each returns after caps.