Uni GoldX Credit Card on Electricity bills
No. The Uni GoldX Credit Card earns no rewards on Electricity bills.
On Electricity bills
0%
Other spends
1%
Rank for Electricity bills
#143 of 149
Annual fee
Lifetime Free
What to know before you pay on Electricity bills
How it works
Flat 1% when paying directly. Buying the merchant's voucher in the Uni Store first gets 5%.
Caps & rules
- 1% value back as Uni Coins on every eligible card transaction, no cap; coins don't expire and can be redeemed as cashback or digital gold.
- 5% value back on vouchers bought in the Uni Store.
- Zero forex markup.
- 1% fuel surcharge waiver up to ₹500 on transactions up to ₹7,500.
- Lifetime free, issued by BOBCARD.
Reward limits
- 1% back as Uni Coins on card and UPI spends: No limit
- UPI spends: Only on payments of ₹100 or more
No rewards on
Money transfers, rent, fuel, cash, wallet loads, international transactions
Checked 2026-10-11 · Bank terms
Cards that earn more on Electricity bills
-
#1
PhonePe SBI Card SELECT BLACK
SBI Card · ₹1,499 + Taxes · Max ₹1,500 a month
10%
Apply now -
#2
HSBC Live+ Credit Card
HSBC Bank · Free · Max ₹1,200 a month
10%
Apply now -
#3
BOBCARD Cashback Credit Card
Bank of Baroda · ₹499 + Taxes a year, or ₹49 a month · Max ₹1,875 per statement cycle
5%
Apply now
Questions
Does the Uni GoldX Credit Card give rewards on Electricity bills?
No. The Uni GoldX Credit Card earns no rewards on Electricity bills.
Is there a limit on Uni GoldX Credit Card rewards?
1% value back as Uni Coins on every eligible card transaction, no cap; coins don't expire and can be redeemed as cashback or digital gold. 5% value back on vouchers bought in the Uni Store. Zero forex markup. 1% fuel surcharge waiver up to ₹500 on transactions up to ₹7,500. Lifetime free, issued by BOBCARD.
Which credit card is best for Electricity bills?
PhonePe SBI Card SELECT BLACK is the best pick for regular spending on Electricity bills, with 10% back. The Uni GoldX Credit Card ranks #143 of 149 cards we compared, by what each returns after caps.