American Express SmartEarn™ Credit Card on IndianOil
No. The American Express SmartEarn™ Credit Card earns no rewards on IndianOil.
On IndianOil
0%
Other spends
1%
Rank for IndianOil
#47 of 149
Annual fee
₹495 + Taxes
What to know before you pay on IndianOil
How it works
10X Membership Rewards on Flipkart, Uber, BookMyShow and Zomato and 5X on Amazon, valuing points at ₹0.50. The caps are low: 10X stops after about ₹2,500 of spend a month.
Caps & rules
- 1 Membership Rewards point per ₹50 on most spends.
- 10X on Flipkart, Uber, BookMyShow and other partners, capped at 500 points a month for them together; Zomato and EaseMyTrip have a separate 500 cap.
- 5X on Amazon, capped at 250 points a month.
- Points are worth about ₹0.50 on vouchers and Marriott transfers, about ₹0.25 as statement credit.
Reward limits
- 10X on Flipkart, Uber, BookMyShow and other partners: max 500 points per month
- 10X on Zomato and EaseMyTrip: max 500 points per month
- 5X on Amazon: max 250 points per month
No rewards on
Fuel, utilities, insurance, EMI conversions, cash
Checked 2026-10-11 · Bank terms
Cards that earn more on IndianOil
-
#1
IndianOil RBL Bank XTRA Credit Card
RBL Bank · ₹1,500 + Taxes · Max ₹1,000 a month
7.5%
Apply now -
#2
Standard Chartered Super Value Titanium Credit Card
Standard Chartered · ₹750 + Taxes · Max ₹200 per statement cycle
5%
Apply now -
#3
HDFC IndianOil Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹144 a month
4.8%
Apply now
Where else the American Express SmartEarn™ Credit Card earns more
Questions
Does the American Express SmartEarn™ Credit Card give rewards on IndianOil?
No. The American Express SmartEarn™ Credit Card earns no rewards on IndianOil.
Is there a limit on American Express SmartEarn™ Credit Card rewards?
1 Membership Rewards point per ₹50 on most spends. 10X on Flipkart, Uber, BookMyShow and other partners, capped at 500 points a month for them together; Zomato and EaseMyTrip have a separate 500 cap. 5X on Amazon, capped at 250 points a month. Points are worth about ₹0.50 on vouchers and Marriott transfers, about ₹0.25 as statement credit.
Which credit card is best for IndianOil?
IndianOil RBL Bank XTRA Credit Card gives the most on IndianOil, 7.5% back. The American Express SmartEarn™ Credit Card ranks #47 of 149 cards we compared.