HDFC Infinia Credit Card Metal Edition on IndianOil
No. The HDFC Infinia Credit Card Metal Edition earns no rewards on IndianOil.
On IndianOil
0%
Other spends
3.33%
Rank for IndianOil
#17 of 149
Annual fee
₹12,500 + Taxes
What to know before you pay on IndianOil
How it works
No direct merchant accelerators. Higher rates only by buying through SmartBuy (e.g. vouchers for Amazon/Flipkart). Grocery sites (Instamart, Blinkit, Zepto, BigBasket, JioMart) earn base until the 2,000-point grocery cap.
Caps & rules
- 5 points per ₹150.
- Up to 10X via SmartBuy (portal only, 15,000 accelerated points per month).
- Grocery, utilities and telecom capped at 2,000 points per month each; insurance 10,000.
- Max 2,00,000 points per cycle.
- Point value ₹1 on SmartBuy flights/hotels (max 70% of booking).
Reward limits
- Accelerated points via SmartBuy: max 15,000 points per calendar month
- Points on grocery, utilities and telecom (each): max 2,000 points per month
- Points on insurance: max 10,000 points per month
- All reward points on the card: max 2,00,000 points per statement cycle
No rewards on
Fuel, rent, government, wallet loads, EasyEMI, third-party education payments
Checked 2026-09-27 · Bank terms
Cards that earn more on IndianOil
-
#1
IndianOil RBL Bank XTRA Credit Card
RBL Bank · ₹1,500 + Taxes · Max ₹1,000 a month
7.5%
Apply now -
#2
Standard Chartered Super Value Titanium Credit Card
Standard Chartered · ₹750 + Taxes · Max ₹200 per statement cycle
5%
Apply now -
#3
HDFC IndianOil Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹144 a month
4.8%
Apply now
Questions
Does the HDFC Infinia Credit Card Metal Edition give rewards on IndianOil?
No. The HDFC Infinia Credit Card Metal Edition earns no rewards on IndianOil.
Is there a limit on HDFC Infinia Credit Card Metal Edition rewards?
5 points per ₹150. Up to 10X via SmartBuy (portal only, 15,000 accelerated points per month). Grocery, utilities and telecom capped at 2,000 points per month each; insurance 10,000. Max 2,00,000 points per cycle. Point value ₹1 on SmartBuy flights/hotels (max 70% of booking).
Which credit card is best for IndianOil?
IndianOil RBL Bank XTRA Credit Card gives the most on IndianOil, 7.5% back. The HDFC Infinia Credit Card Metal Edition ranks #17 of 149 cards we compared.