ICICI Bank Emeralde Private Metal Credit Card on IndianOil
No. The ICICI Bank Emeralde Private Metal Credit Card earns no rewards on IndianOil.
On IndianOil
0%
Other spends
3%
Rank for IndianOil
#40 of 149
Annual fee
₹12,499 + Taxes
What to know before you pay on IndianOil
How it works
Flat 3% everywhere when points go to flights, hotels or vouchers at ₹1 a point. As statement credit a point is worth about ₹0.25, so 0.75%. Grocery apps (Instamart, Blinkit, Zepto, BigBasket, JioMart) and utility bills stop earning after 1,000 points per cycle.
Caps & rules
- 6 Reward Points per ₹200 on retail.
- Grocery, utilities and education capped at 1,000 points each per statement cycle; insurance 5,000.
- Points are worth ₹1 on flight and hotel vouchers, about ₹0.25 as statement credit.
Reward limits
- Points on grocery, utilities and education (each): max 1,000 points per statement cycle
- Points on insurance: max 5,000 points per statement cycle
- 6 points per ₹200 on other spends: No limit
No rewards on
Fuel, rent, government, EMI, cash advances
Checked 2026-09-28 · Bank terms
Cards that earn more on IndianOil
-
#1
IndianOil RBL Bank XTRA Credit Card
RBL Bank · ₹1,500 + Taxes · Max ₹1,000 a month
7.5%
Apply now -
#2
Standard Chartered Super Value Titanium Credit Card
Standard Chartered · ₹750 + Taxes · Max ₹200 per statement cycle
5%
Apply now -
#3
HDFC IndianOil Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹144 a month
4.8%
Apply now
Questions
Does the ICICI Bank Emeralde Private Metal Credit Card give rewards on IndianOil?
No. The ICICI Bank Emeralde Private Metal Credit Card earns no rewards on IndianOil.
Is there a limit on ICICI Bank Emeralde Private Metal Credit Card rewards?
6 Reward Points per ₹200 on retail. Grocery, utilities and education capped at 1,000 points each per statement cycle; insurance 5,000. Points are worth ₹1 on flight and hotel vouchers, about ₹0.25 as statement credit.
Which credit card is best for IndianOil?
IndianOil RBL Bank XTRA Credit Card gives the most on IndianOil, 7.5% back. The ICICI Bank Emeralde Private Metal Credit Card ranks #40 of 149 cards we compared.