IDFC FIRST Diamond Reserve Credit Card on IndianOil
No. The IDFC FIRST Diamond Reserve Credit Card earns no rewards on IndianOil.
On IndianOil
0%
Other spends
0.5%
Rank for IndianOil
#18 of 149
Annual fee
₹3,000 + Taxes
What to know before you pay on IndianOil
How it works
0.5% on the first ₹20,000 a cycle (3X) and 1.67% on spends above that (10X), at ₹0.25 a point. Points never expire and can pay for purchases directly.
Caps & rules
- 1X = 1 reward point per ₹150; 1 point = ₹0.25.
- 3X on spends up to ₹20,000 a statement cycle; 10X on incremental spends above ₹20,000 and on your birthday.
- 3X on education, wallet loads, government, rent and property.
- Points never expire; earned only up to your credit limit each cycle.
- Bonus points on travel booked in the IDFC FIRST app.
- Zero forex markup.
Reward limits
- Reward points on all spends: Up to your credit limit per billing cycle
No rewards on
Fuel, EMI, ATM cash withdrawals
Checked 2026-10-11 · Bank terms
Cards that earn more on IndianOil
-
#1
IndianOil RBL Bank XTRA Credit Card
RBL Bank · ₹1,500 + Taxes · Max ₹1,000 a month
7.5%
Apply now -
#2
Standard Chartered Super Value Titanium Credit Card
Standard Chartered · ₹750 + Taxes · Max ₹200 per statement cycle
5%
Apply now -
#3
HDFC IndianOil Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹144 a month
4.8%
Apply now
Questions
Does the IDFC FIRST Diamond Reserve Credit Card give rewards on IndianOil?
No. The IDFC FIRST Diamond Reserve Credit Card earns no rewards on IndianOil.
Is there a limit on IDFC FIRST Diamond Reserve Credit Card rewards?
1X = 1 reward point per ₹150; 1 point = ₹0.25. 3X on spends up to ₹20,000 a statement cycle; 10X on incremental spends above ₹20,000 and on your birthday. 3X on education, wallet loads, government, rent and property. Points never expire; earned only up to your credit limit each cycle. Bonus points on travel booked in the IDFC FIRST app. Zero forex markup.
Which credit card is best for IndianOil?
IndianOil RBL Bank XTRA Credit Card gives the most on IndianOil, 7.5% back. The IDFC FIRST Diamond Reserve Credit Card ranks #18 of 149 cards we compared.