IDFC FIRST Millennia Credit Card

IDFC FIRST Millennia Credit Card on IndianOil

No. The IDFC FIRST Millennia Credit Card earns no rewards on IndianOil.

On IndianOil

0%

Other spends

0.38%

Rank for IndianOil

#70 of 149

Annual fee

Free

What to know before you pay on IndianOil

How it works

Swiggy/Zomato get 10X only if coded as dining; travel sites and airlines count as travel.

Caps & rules

  • 1 point per ₹200 = 1X, 1 point = ₹0.25.
  • 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%).
  • Lifetime free.
  • Points valid 24 months.

Reward limits

  • 10X points on dining, travel, international and birthday spends; 3X elsewhere: Points only on spends up to your credit limit per billing cycle
  • 1X points on utilities, insurance, railways and FASTag: No limit

No rewards on

Fuel, EMI, cash withdrawals. Utilities, insurance, railway and FASTag earn only 1X. Points only on spends up to your credit limit per cycle. ₹99 + GST per redemption.

Checked 2026-10-03 · Bank terms

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Cards that earn more on IndianOil

Where else the IDFC FIRST Millennia Credit Card earns more

Cleartrip 1.25% Goibibo 1.25% IndiGo 1.25% MakeMyTrip 1.25% Swiggy 1.25% Zomato 1.25% Airtel 0.12% Google Pay 0.12%

Questions

Does the IDFC FIRST Millennia Credit Card give rewards on IndianOil?

No. The IDFC FIRST Millennia Credit Card earns no rewards on IndianOil.

Is there a limit on IDFC FIRST Millennia Credit Card rewards?

1 point per ₹200 = 1X, 1 point = ₹0.25. 10X on dining, travel, international and your birthday (1.25%); 3X elsewhere (0.375%); 1X on utilities, insurance, railway, FASTag (0.125%). Lifetime free. Points valid 24 months.

Which credit card is best for IndianOil?

IndianOil RBL Bank XTRA Credit Card gives the most on IndianOil, 7.5% back. The IDFC FIRST Millennia Credit Card ranks #70 of 149 cards we compared.

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