IDFC FIRST Quantum+ Credit Card

IDFC FIRST Quantum+ Credit Card on IndianOil

No. The IDFC FIRST Quantum+ Credit Card earns no rewards on IndianOil.

On IndianOil

0%

Other spends

1%

Rank for IndianOil

#30 of 149

Annual fee

₹10,000 + Taxes

What to know before you pay on IndianOil

How it works

1% cashback on online, offline and IDFC-app UPI spends, 2% on online spends above ₹10,000 a cycle; total capped at ₹500 a cycle. UPI through Google Pay or PhonePe earns nothing. FD-backed, lifetime free.

Caps & rules

  • 1% cashback on online spends up to ₹10,000 in a statement cycle and 2% above that; 1% on offline and UPI Scan & Pay in the IDFC FIRST app.
  • 1% bonus on hotels and flights booked in the app.
  • Total cashback capped at ₹500 per statement cycle.
  • Credit limit = 100% of your FD.

Reward limits

  • Total cashback: max ₹500 per statement cycle

No rewards on

EMI, ATM cash, UPI through third-party apps

Checked 2026-10-11 · Bank terms

Cards that earn more on IndianOil

Questions

Does the IDFC FIRST Quantum+ Credit Card give rewards on IndianOil?

No. The IDFC FIRST Quantum+ Credit Card earns no rewards on IndianOil.

Is there a limit on IDFC FIRST Quantum+ Credit Card rewards?

1% cashback on online spends up to ₹10,000 in a statement cycle and 2% above that; 1% on offline and UPI Scan & Pay in the IDFC FIRST app. 1% bonus on hotels and flights booked in the app. Total cashback capped at ₹500 per statement cycle. Credit limit = 100% of your FD.

Which credit card is best for IndianOil?

IndianOil RBL Bank XTRA Credit Card gives the most on IndianOil, 7.5% back. The IDFC FIRST Quantum+ Credit Card ranks #30 of 149 cards we compared.

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