PhonePe HDFC Bank Uno Credit Card on IndianOil

How it works

Only listed spends earn: 2% on PhonePe recharges, bills and travel; 1% at Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato and Uber; 1% on UPI scan and pay. Other card spends earn nothing. Points valued at ₹1 as statement credit (on request); ₹0.30 on the catalogue.

Caps & rules

• 2% reward points on select PhonePe categories (recharges, utilities, bills, travel), 1% on Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato and Uber, 1% on UPI Scan & Pay; each capped at 500 points a calendar month (up to 1,500 a month).
• Points worth ₹1 as statement credit on request, ₹0.30 on catalogue, flights and hotels.
• Points expire after 1 year.

Reward limits

• 2% on PhonePe recharges, bills and travel: max 500 points per calendar month
• 1% on Amazon, Flipkart, Myntra, Ajio, Swiggy, Zomato, Uber: max 500 points per calendar month
• 1% on UPI Scan & Pay: max 500 points per calendar month

No rewards on

All spends outside the listed categories earn no points; fuel (1% surcharge waiver only)