SBI Card ELITE on IndianOil
No. The SBI Card ELITE earns no rewards on IndianOil.
On IndianOil
0%
Other spends
0.5%
Rank for IndianOil
#141 of 149
Annual fee
₹4,999* Plus Applicable Taxes
What to know before you pay on IndianOil
How it works
Grocery apps count as grocery (5X). Swiggy/Zomato earn 5X only if the merchant codes as dining/fast food, which is typical but not guaranteed.
Caps & rules
- 5X (10 points per ₹100) on dining, departmental stores and grocery; 2 points per ₹100 on everything else except fuel.
- 4 points = ₹1.
- Milestones: 10,000 bonus points at ₹3L and ₹4L annual spend, 15,000 at ₹5L and ₹8L.
- SBI's product page doesn't state a current monthly cap on 5X points.
Reward limits
- 10 points per ₹100 on dining, departmental stores and grocery; 2 per ₹100 elsewhere: No published limit
No rewards on
Fuel, rent, wallet loads, government, gaming, education, EMI/Flexipay
Checked 2026-09-27 · Bank terms
Cards that earn more on IndianOil
-
#1
IndianOil RBL Bank XTRA Credit Card
RBL Bank · ₹1,500 + Taxes · Max ₹1,000 a month
7.5%
Apply now -
#2
Standard Chartered Super Value Titanium Credit Card
Standard Chartered · ₹750 + Taxes · Max ₹200 per statement cycle
5%
Apply now -
#3
HDFC IndianOil Credit Card
HDFC Bank · ₹500 + Taxes · Max ₹144 a month
4.8%
Apply now
Where else the SBI Card ELITE earns more
Questions
Does the SBI Card ELITE give rewards on IndianOil?
No. The SBI Card ELITE earns no rewards on IndianOil.
Is there a limit on SBI Card ELITE rewards?
5X (10 points per ₹100) on dining, departmental stores and grocery; 2 points per ₹100 on everything else except fuel. 4 points = ₹1. Milestones: 10,000 bonus points at ₹3L and ₹4L annual spend, 15,000 at ₹5L and ₹8L. SBI's product page doesn't state a current monthly cap on 5X points.
Which credit card is best for IndianOil?
IndianOil RBL Bank XTRA Credit Card gives the most on IndianOil, 7.5% back. The SBI Card ELITE ranks #141 of 149 cards we compared.