Scapia Credit Card

Scapia Credit Card on IndianOil

No. The Scapia Credit Card earns no rewards on IndianOil.

On IndianOil

0%

Other spends

2%

Rank for IndianOil

#33 of 149

Annual fee

Free

What to know before you pay on IndianOil

How it works

Flat 2% everywhere; 4% only on travel booked inside the Scapia app (not MMT/Cleartrip/IndiGo direct). Coins usable only on Scapia travel.

Caps & rules

  • 10% Scapia Coins on card spends (2% at 5 coins = ₹1), 20% coins (4%) on flights, hotels, buses and trains booked in the Scapia app.
  • RuPay card: 5% coins (1%) on UPI spends of ₹500+.
  • Coins redeemable only for Scapia travel bookings (100% of booking value).
  • Zero forex markup.
  • Unlimited domestic lounges on ₹20,000 monthly spend.

Reward limits

  • 10% Scapia Coins on card spends, 20% on travel booked in the Scapia app: No limit
  • 5% coins on UPI with the RuPay card: Only on payments of ₹500 or more

No rewards on

Scapia publishes a list of ineligible transactions (typically fuel, rent, wallet, utilities, insurance, education, government)

Checked 2026-10-03 · Bank terms

Cards that earn more on IndianOil

Questions

Does the Scapia Credit Card give rewards on IndianOil?

No. The Scapia Credit Card earns no rewards on IndianOil.

Is there a limit on Scapia Credit Card rewards?

10% Scapia Coins on card spends (2% at 5 coins = ₹1), 20% coins (4%) on flights, hotels, buses and trains booked in the Scapia app. RuPay card: 5% coins (1%) on UPI spends of ₹500+. Coins redeemable only for Scapia travel bookings (100% of booking value). Zero forex markup. Unlimited domestic lounges on ₹20,000 monthly spend.

Which credit card is best for IndianOil?

IndianOil RBL Bank XTRA Credit Card gives the most on IndianOil, 7.5% back. The Scapia Credit Card ranks #33 of 149 cards we compared.

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